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← Embedded Finance Index 2026/Countries/United Kingdom

🇬🇧 Embedded finance in the United Kingdom

View 634 companies on the map →

634 companies headquartered in the United Kingdom are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

634
Companies analyzed
511 (81%)
Name at least one embedded-finance provider
273
Hold a licence issued in the United Kingdom
76
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in the United Kingdom run

Companies that name at least one provider for the layer on a sourced page, out of 634.

Payments (PSP) · 48%
302
Accounts / BaaS · 37%
232
FX / payouts · 25%
157
Open banking / data APIs · 24%
155
Lending / BNPL · 20%
128
Card issuing · 19%
123
KYC / fraud · 10%
63
Crypto / stablecoin · 5%
32
Insurance · 3%
16
Payroll · 2%
15
Providers

The providers companies in the United Kingdom name most

Payments
63
31
23
20
17
10
Accounts / BaaS
25
18
11
10
6
5
Card issuing
8
6
6
5
4
4
Lending / BNPL
15
10
9
6
5
5
Insurance
3
2
1
Ageas
1
1
1
Open banking & data APIs
26
25
23
20
16
12
KYC
13
9
8
5
5
4
FX / payouts
29
15
10
9
4
4
Sponsor banks
5
3
3
3
3
2
Licences issued in the United Kingdom

273 companies hold at least one; a company can hold several kinds.

E-money institution
74
Bank / credit institution
50
Payment institution
26
Insurance
15
Lending / consumer credit
13
Investment firm / crypto
9
Account information / payment initiation
8
Accounting systems they connect to

Companies that list a connector for the system.

Xero
94
QuickBooks
62
Sage
32
NetSuite
23
FreeAgent
14
QuickBooks Online
11
Shopify
6
Stripe
6
Microsoft Dynamics 365 Business Central
5
Salesforce
5
Zapier
5
FreshBooks
4
Who they are
Fintech
199
Vertical SaaS
153
Infrastructure
142
Horizontal SaaS
41
Bank
30
Marketplace
29
E-commerce
23
Hospitality
4
Companies

Companies headquartered in the United Kingdom

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Other countries
🇺🇸 United States · 2472🇧🇷 Brazil · 344🇳🇬 Nigeria · 259🇩🇪 Germany · 207🇨🇦 Canada · 184🇫🇷 France · 177🇮🇳 India · 162🇦🇺 Australia · 127🇳🇱 Netherlands · 121🇦🇪 United Arab Emirates · 95🇸🇬 Singapore · 93🇸🇪 Sweden · 73🇧🇪 Belgium · 61🇲🇽 Mexico · 61🇪🇸 Spain · 60🇿🇦 South Africa · 59🇨🇭 Switzerland · 55🇮🇪 Ireland · 45🇩🇰 Denmark · 44🇸🇦 Saudi Arabia · 42🇮🇹 Italy · 40🇫🇮 Finland · 37🇪🇬 Egypt · 35🇭🇰 Hong Kong · 33🇮🇱 Israel · 33🇰🇪 Kenya · 32🇳🇴 Norway · 28🇦🇷 Argentina · 27🇨🇴 Colombia · 25🇱🇹 Lithuania · 25🇵🇱 Poland · 24🇨🇱 Chile · 23🇮🇩 Indonesia · 23🇯🇵 Japan · 23🇦🇹 Austria · 22🇪🇪 Estonia · 21🇵🇦 Panama · 20