Zavo
“Can an AI-native, vertically integrated POS + payments + agentic AI stack replace the 5-6 disconnected systems that enterprise hospitality operators run today?”
Founded2022
HQLondon, United Kingdom
Total raised$625K
Latest roundSeed, 2025
IndustryVertical SaaS / Restaurants
The story
Founded 2022 in London, Zavo originally positioned as a mobile point-of-sale / tap-to-pay and merchant credit product for small merchants (per PitchBook). Following YC F25 backing, the company repositioned as 'the AI operating system for enterprise hospitality' — bundling POS, payments (via Adyen), reservations, marketing and agentic AI (Zavo Intelligence, Zavo Voice) into a single vertical platform targeting multi-location restaurants and franchises rather than individual SMB merchants.
Product timeline
2022
Zavo Ltd incorporated in the UK (company number 14543620)· founding
2025
Backed by Y Combinator (F25 batch)· funding
2026
Launched Zavo Intelligence agentic AI product for hospitality operations· product
2026
Zavo Payments powered by Adyen positioned as enterprise hospitality payments layer· payments
The stack
1 layer disclosed in Zavo’s embedded-finance stack
Payments / PSP
Accounting gap: significant