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← Embedded Finance Index 2026/Countries/Norway

🇳🇴 Embedded finance in Norway

View 28 companies on the map →

28 companies headquartered in Norway are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

28
Companies analyzed
20 (71%)
Name at least one embedded-finance provider
12
Hold a licence issued in Norway
0
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in Norway run

Companies that name at least one provider for the layer on a sourced page, out of 28.

Payments (PSP) · 36%
10
Accounts / BaaS · 25%
7
Open banking / data APIs · 21%
6
Lending / BNPL · 18%
5
Card issuing · 11%
3
FX / payouts · 11%
3
KYC / fraud · 11%
3
Crypto / stablecoin · 7%
2
Payroll · 7%
2
Insurance · 0%
0
Providers

The providers companies in Norway name most

Payments
Vipps MobilePay
2
2
Neonomics Pay by Bank
1
ZTL Payment Solution
1
MobilePay
1
Vipps MobilePay AS
1
Accounts / BaaS
SpareBank 1
1
1
1
1
Card issuing
SEB Kort Bank AB
1
Oslofilialen NUF
1
1
Lending / BNPL
1
1
1
Walley
1
1
Open banking & data APIs
2
ZTL
2
Neonomics
1
1
KYC
Hawk
1
FX / payouts
ZTL
1
1
Sponsor banks
Aprila Bank ASA
1
Licences issued in Norway

12 companies hold at least one; a company can hold several kinds.

Bank / credit institution
4
E-money institution
3
Payment institution
2
Account information / payment initiation
1
Investment firm / crypto
1
Accounting systems they connect to

Companies that list a connector for the system.

Fortnox
2
PowerOffice
2
Tripletex
2
Visma.net
2
Xledger
2
Who they are
Horizontal SaaS
8
Fintech
7
Infrastructure
7
Vertical SaaS
3
Bank
2
Hardware
1
Companies

Companies headquartered in Norway

Agro ØkonomiBank NorwegianBankid BankaxeptDinteroDnbECITEiendomskredittFiriMeawalletMobilePayNeonomicsNopaynOperaSignicatSpareBankTillitTripletexVIEW LedgerVippsVipps MobilepayVismaZTLZwipe
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