Paydo
“Can a multi-jurisdictional EMI become the single-contract, unified payment infrastructure layer for high-risk and digital businesses globally?”
Founded in 2017 as a UK-licensed EMI, PayDo initially targeted online businesses needing multi-currency IBAN accounts and cross-border payments. Over time it expanded its regulatory footprint to Malta (EU) and Canada, establishing itself as a multi-jurisdictional payment infrastructure provider. In December 2025, PayDo repositioned more explicitly as a unified payment infrastructure suite, securing direct SEPA, SWIFT, and card-acquiring memberships to eliminate the fragmented multi-vendor payment stacks that burden digital businesses — particularly those in high-risk verticals such as iGaming, forex, and e-commerce.