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RemitClear

“Can a narrow, AI-native cash application tool win the AR reconciliation workflow that Xero and QuickBooks Online never built?”

Founded2025
HQLondon, United Kingdom
IndustryVertical SaaS / Accounts Receivable
The story

RemitClear is a UK-registered, single-purpose AR automation tool built by a small team (same team ships StatementClear for bank feeds). It sits narrowly on top of Xero and QuickBooks Online — no ERP, no ledger of its own — and uses AI OCR (Google Gemini) to extract remittance advices and post payments back to the customer's accounting system. Positioning is deliberately anti-enterprise: no IT project, priced on remittance/line volume rather than seats, targeting NDIS providers, FMCG suppliers, construction subcontractors and bookkeeping practices.

Last 12 months
2026-05
Product timeline
2025
RemitClear Ltd incorporated in England & Wales (company number 17244638) to build AI-powered remittance matching for Xero and QuickBooks Online.· launch
2026
Live on the Xero App Store as a certified app; expanded to QuickBooks Online with sister product StatementClear serving bank feeds.· product
The stack
3 layers disclosed in RemitClear’s embedded-finance stack
Payments / PSP
Stripe
Unified APIs
in the full report
Accounting
in the full report
Accounting gap: none
4 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.