Meniga
“Can a white-label PFM and digital banking engagement platform help incumbent banks retain customers against neobanks by embedding richer financial intelligence and Open Banking data into their digital channels?”
Meniga was founded in Iceland as a white-label personal finance management (PFM) platform sold B2B to banks, helping banks offer their retail customers transaction categorisation, budgeting, and financial insights. Over time the company expanded from pure PFM into broader digital banking engagement tools — including Open Banking data aggregation, merchant offers/cashback, and carbon footprint tracking — positioning itself as a full digital banking engagement platform rather than a point PFM tool. Headquartered in London with engineering in Iceland and Poland, Meniga serves over 100 million end users via more than 30 enterprise bank customers, and its strategic direction is to help incumbent banks compete with neobanks by embedding richer financial intelligence into their digital channels.