← Embedded Finance Index 2026/Vendor

Lead Bank

Provider
BaaSSponsor BankCard IssuingLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 24 companies across 4 categories.

leadbank.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Sponsor Bank, Card Issuing, Lending
Rank#12 of 182 in Sponsor Bank
Buyers24 companies
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Who uses Lead Bank
24 companies disclose Lead Bank in their stack
Cherry TechnologiesWiseFlexible Finance (flex)OnePayMelioExtraUnchained CapitalFizzPioneer Military CreditSplit PaySlashSelf+12 more
Buyer mix · 24 of 24 classified
Fintech / Consumer banking · 6Fintech / Lending · 6Fintech / SMB banking · 5Fintech / Cross-border payments · 2Fintech / Crypto · 2Horizontal SaaS / HR & Payroll · 1Marketplace / Two-sided · 1Vertical SaaS / Restaurants · 1
US · 23UK · 1
What the disclosures say
Cherry Technologies
“bankingembedded.com lists Lead Bank as a banking partner of Cherry Technologies (TIER 1 known_customer listing).”
Wise
“US Cardholder Agreements in terms-and-conditions page name CFSB (Community Federal Savings Bank) and Lead Bank as US card programme sponsors.”
Flexible Finance (flex)
“Lead Bank publicly lists Flex as a customer per bankingembedded.com. getflex.com/legal states: 'All loans, lines of credit (including Flex Rent), banking services, and payment transmissions are offered by Lead Bank or Column N.A., Member FDIC.' Blue Ridge Bank also listed as customer on bankingembedded.com (possibly hi…”
OnePay
“OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated.' Deposit Account Agreement at https://www.onepay.com/legal/lead-deposit-account-agreement. Banking product page at https://www.onepay.com/banking.”
View source · onepay.com ↗
Extra
“Known-customer listings at bankingembedded.com explicitly list Patriot Bank, Lead Bank, and Evolve Bank & Trust as banking partners of Extra.”
Unchained Capital
“Lead Bank publicly lists Unchained Capital as a customer at bankingembedded.com (TIER 1 known_customer_listing).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Lead Bank? Claim this profile above to unlock your own full list.
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Alternatives to Lead Bank

Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust80 buyers →Sutton Bank63 buyers →Cross River50 buyers →Pathward43 buyers →Celtic Bank35 buyers →Community Federal Savings Bank35 buyers →Thread Bank29 buyers →The Bancorp Bank25 buyers →
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Ranked #12 of 182 in Sponsor Bank — Embedded Finance Index 2026
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