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← Embedded Finance Index 2026

Justgiving

“Can JustGiving become the default financial infrastructure layer for UK charitable giving by combining 0% fee checkout, Open Banking payments, and global payment orchestration to displace traditional card-heavy donation flows?”

Founded2001
HQLondon, UK
IndustryMarketplace / Two-sided
The story

Founded in 2001 as a UK charity fundraising platform, JustGiving grew into the dominant peer-to-peer fundraising marketplace in the UK. Acquired by Blackbaud in 2017, it became part of a broader nonprofit software ecosystem. In recent years, JustGiving has been modernising its payment infrastructure—migrating to GoCardless for Open Banking-powered direct debit and instant bank payments, and adopting Gr4vy as a payment orchestration layer to enable global and cryptocurrency donations. The launch of Giving Checkout in 2024 marks a strategic move to offer 0% fee embedded checkout to charities, deepening its value proposition beyond the fundraising page model.

Last 12 months
2024-01
In the January 2024 recap →
2025-08
In the August 2025 recap →
Product timeline
2001
JustGiving launched in the UK as an online fundraising platform connecting donors with charities.· pivot
2017
Blackbaud acquired JustGiving, integrating it into its nonprofit software portfolio.· acquisition
2023
JustGiving extended its partnership with GoCardless to include recurring direct debit donations.· banking
2024
JustGiving selected GoCardless as its exclusive Open Banking payments provider, adding Instant Bank Pay for one-off donations.· banking
2024
JustGiving launched Giving Checkout, a 0% fee embedded donation form for charities.· pivot
2025
JustGiving partnered with Gr4vy to modernise its global payment infrastructure and enable cryptocurrency donations.· banking
The stack
5 layers disclosed in Justgiving’s embedded-finance stack
Payments / PSP
GoCardlessGr4vy
Open banking
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting
in the full report
Accounting gap: minor
5 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Justgiving — frequently asked

Who is Justgiving's payment processor?

Justgiving processes payments through GoCardless and Gr4vy.

Which open banking provider does Justgiving use?

Justgiving connects to bank accounts through GoCardless.

Who handles Justgiving's FX and cross-border payouts?

Justgiving uses Gr4vy for FX and cross-border payouts.

Which crypto provider does Justgiving use?

Justgiving's crypto products run on Gr4vy.

Which accounting software does Justgiving integrate with?

Justgiving integrates with QuickBooks and NetSuite.

What is Justgiving's embedded finance stack?

The Embedded Finance Index 2026 maps 5 layers in Justgiving's stack: Payments / PSP (GoCardless and Gr4vy); Open banking (GoCardless); FX & payouts (Gr4vy); Crypto (Gr4vy); Accounting (QuickBooks and NetSuite).

Where is Justgiving headquartered?

Justgiving is founded in 2001 and headquartered in London, UK.

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