← Embedded Finance Index 2026/Vendor

Modulr

Provider
FX / PayoutsBaaSEmbedded PaymentsCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 29 companies across 4 categories.

modulr.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesFX / Payouts, BaaS, Embedded Payments, Card Issuing
Rank#14 of 322 in BaaS
Buyers29 companies
OwnerModulr (independent)
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Ownership
Part of Modulr (independent).
In the press
embeddedfinancereview.com ↗
Coverage of Modulr sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-07-21
Embedded Payments: Unipaas takes childcare, plus Modulr, Visa and more
Stripe and Advent's $53bn PayPal bid, Unipaas's childcare run, and Modulr's European push, in this week's embedded payments edition.
Source · Embedded Finance Review ↗
◇ article2026-03-16
HiBob Partners with Modulr to Automate Payroll Payments
HiBob partners with Modulr to automate payroll payments for scaling businesses, removing manual exports and separate bank portals from the pay day workflow.
Source · Embedded Finance Review ↗
◇ article2026-01-12
Modulr Partners with FIS to Enter US Market
UK payments infrastructure provider Modulr expands into the US through a partnership with FIS, marking its first market outside Europe and adopting a different playbook.
Source · Embedded Finance Review ↗
◇ article2025-12-14
Modulr joins Conferma's network for travel and hotel payments
Modulr is now a connected issuer within Conferma's travel payment platform, enabling real-time virtual cards for TMCs and OTAs.
Source · Embedded Finance Review ↗
◇ article2024-11-22
Modulr acquires Nook and will launch an accounts payable solution
British BaaS provider Modulr acquires accounts payable solution Nook to launch batch payment features. Why banking-as-a-service providers need workflow layers.
Source · Embedded Finance Review ↗
◇ article2023-10-22
GoDaddy in Shopify's footsteps | Modulr restricts onboarding | HR meets fintech
GoDaddy is becoming a fintech, Block is acquiring one, fleet management provider Motive is launching a card, Xero simplifies supplier payments and more.
Source · Embedded Finance Review ↗
◇ article2023-10-21
Modulr agrees with regulator to stop onboarding new partners
UK BaaS provider Modulr stops onboarding new agents or distributors unless FCA approval is granted, while EU operations and direct customers remain unaffected.
Source · Embedded Finance Review ↗
Who uses Modulr
29 companies disclose Modulr in their stack
FISYokoyConfermaSuper PaymentsAlgbra LabsIntuit QuickBooksCledaraMimo BringWagestreamNala MoneysOakbrookNALA+17 more
Buyer mix · 29 of 29 classified
Horizontal SaaS / Spend Management · 4Fintech / Cross-border payments · 3Infrastructure / BaaS · 3Fintech / Crypto · 2Fintech / SMB banking · 2Horizontal SaaS / Accounting · 2Vertical SaaS / Real Estate · 2Fintech / Consumer banking · 1
UK · 16EU · 6US · 4Canada · 2
What the disclosures say
FIS
“FIS Money Movement Hub brochure on fisglobal.com; Modulr partnership for US Money Movement Hub.”
Yokoy
“Yokoy & TPML General Terms and Conditions PDF (webflow.com/...): 'Modulr is our account partner.”
Conferma
“WEX partnership page on conferma.com names WEX-issued virtual Mastercards powered by Conferma; Modulr press release names Modulr as principal issuing member of Visa and Mastercard connected to Conferma platform; IBS Intelligence names Pliant as virtual card partner; J.P.”
Super Payments
“Regulatory footer on every superpayments.com page: 'Card payments and business accounts are powered by Stripe Payments UK Limited.' and 'Open banking payments are powered by Yapily Connect Limited and Modulr FS Limited.' superpayments.com/payouts confirms Stripe for card and Yapily/Modulr for open banking.”
Algbra Labs
“FRN 952360'; beta-terms.pdf (2023): Modulr FS Limited provided the account; TPL Gibraltar issued cards; ClearBank channel partnership press release 12 Aug 2025; developer.algbralabs.com confirms in-house card issuing”
Intuit QuickBooks
“quickbooks.intuit.com/uk/press/agreement-with-modulr/ — Modulr powers QuickBooks Business Account in UK. investors.intuit.com press release announces QuickBooks Cash with high-yield interest (Green Dot Bank was the underlying bank per contemporaneous press, though not restated in the captured evidence). quickbooks.intu…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Modulr? Claim this profile above to unlock your own full list.
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Alternatives to Modulr

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River54 buyers →Pathward48 buyers →Unit40 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #14 of 322 in BaaS — Embedded Finance Index 2026
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