“Can a single curated API replace the sprawl of correspondent banks, local PSPs and FX desks that global payroll, pension and marketplace operators are forced to stitch together?”
Founded in 2022 as a cross-border payments curation platform targeting multinational payroll, pension and marketplace operators. Positions itself as 'the world's first payments curation platform' — a single API that selects the optimal rail, local account and FX route per payment, replacing the patchwork of correspondent banks and local PSPs that enterprises stitch together. 2025 Series B funds expansion into the US and Asia and a planned crypto/stablecoin product.
Navro discloses Navro Payments Limited (in-house) and Navro Ireland Limited (in-house) as its banking providers, according to the Embedded Finance Index 2026.
Navro does not disclose a bank charter of its own; its banking services are provided through Navro Payments Limited (in-house) and Navro Ireland Limited (in-house).
Navro processes payments through Navro (self-operated).
Navro uses Navro (self-operated) for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 3 layers in Navro's stack: Payments / PSP (Navro (self-operated)); Banking / BaaS (Navro Payments Limited (in-house) and Navro Ireland Limited (in-house)); FX & payouts (Navro (self-operated)).
Navro was founded by Aran Brown and is founded in 2022, headquartered in London, United Kingdom.
Navro has raised ~$55M in total (latest round: Series B, 2025).
Get a read on where your own stack stands against Navro and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.