Ozone
“Can the architects of the UK open banking standard build the global compliance infrastructure layer that every bank and regulator needs to participate in open finance?”
HQUnited Kingdom
IndustryInfrastructure / Open banking
The story
Ozone API was founded by individuals who helped author the UK open banking framework. The company positions itself as an open finance infrastructure provider, enabling banks, financial institutions, and regulators to deliver compliant open banking APIs globally — covering account-to-account payments, data aggregation, and developer sandboxes. It has expanded beyond the UK to support multiple global open banking standards.
Last 12 months
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Same company
Ozone was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
The stack
1 layer disclosed in Ozone’s embedded-finance stack
Open banking
Konsentus
Accounting gap: none