← State of Embedded Finance 2026

Meatex

Can a traditional UK wholesale meat trader build a defensible online B2B food marketplace by using embedded trade credit to unlock buyer flexibility that legacy suppliers cannot match?

Founded2012
HQSeaford, East Sussex, England, UK
IndustryMarketplace / Two-sided
The story

Meatex started as a traditional UK wholesale meat and fish trader before pivoting to become an online B2B marketplace — self-described as the UK's #1 B2B meat and surplus food marketplace. The transition to a marketplace model exposed a gap in buyer credit flexibility that legacy trade-credit providers could not fill; Meatex addressed this by embedding Kriya's B2B BNPL product at checkout, allowing buyers 30- or 60-day deferred payment terms at no cost to the buyer. This embedded finance layer is central to the marketplace's value proposition for small buyer businesses.

Last 12 months
2024
2024
Product timeline
2012
Meatex Ltd incorporated (Company Number 08171147) as a traditional wholesale meat and fish trader in the UK.· pivot
2023
Meatex transitioned from a traditional wholesaler to an online B2B marketplace connecting verified meat, seafood, frozen, chilled and surplus food buyers and sellers.· pivot
2024
Meatex integrated Kriya Payments (B2B BNPL) at checkout, enabling buyers to pay in 30 or 60 days, embedded directly on meatex.co.uk/kriya.· lending
The stack
Lending
kriyaB2B Buy Now Pay Later (30-day terms)B2B Buy Now Pay Later (60-day terms)
Accounting gap: significant