“Can the Edenred-owned Reward Gateway become the consolidated employee engagement, benefits and rewards platform across UK/US/AUS markets?”
Reward Gateway is a UK-headquartered employee engagement SaaS platform offering recognition, rewards, discounts (SmartSpending), wellbeing and employee communications. It was acquired by Edenred in 2023 and has since merged Edenred UK's employee benefits assets into the Reward Gateway entity. Its embedded finance surface is narrow: it acts as a merchant accepting consumer card payments for discount voucher purchases (via Checkout.com) and offers salary-deduction financing benefits like SmartTech and partner-provided products from Salary Finance.
Reward Gateway processes payments through Checkout.com.
Reward Gateway's lending and capital products are provided by Salary Finance.
Reward Gateway integrates with Workday, BambooHR, Okta, ADFS, Microsoft Azure, Ping Identity, OneLogin, G Suite and 11 others.
The Embedded Finance Index 2026 maps 3 layers in Reward Gateway's stack: Payments / PSP (Checkout.com); Lending (Salary Finance, SmartTech (0% interest salary-deduction tech/white-goods financing via Currys), Salary Finance Borrow (low-cost employee loans), Salary Finance Advance (earned wage access) and 1 other); Accounting (Workday, BambooHR, Okta, ADFS and 15 others).
Reward Gateway is founded in 2006 and headquartered in London, United Kingdom.
Get a read on where your own stack stands against Reward Gateway and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.