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Edenred Payment Solutions

Also a provider — view Edenred Payment Solutions’s profile →

“Can a 20-year-old prepaid processor, backstopped by Edenred's balance sheet and dual UK/EU EMI licences, become the go-to BaaS rail for fintechs and enterprises embedding cards and accounts in Europe?”

Founded2000
HQSwindon, UK (with PPS EU SA in Brussels, Belgium)
IndustryInfrastructure / BaaS
The story

PrePay Technologies Ltd (originally PrePay Solutions / PPS) is one of the UK's longest-standing prepaid card and e-money infrastructure providers, operating an FCA e-money licence since the early 2000s. After being brought into the Edenred group, it was rebranded to Edenred Payment Solutions and repositioned from a pure prepaid processor into a full embedded finance / BaaS platform offering e-money accounts, card issuing, card processing, and BIN sponsorship across the UK (FCA) and EU (NBB via PPS EU SA). It is a category-defining BaaS provider whose customers include Countingup, thinkmoney, Sprive, Qileo, Hnry, Ayruu, PayByPhone, ViaBill and WonderDays.

Last 12 months
—
Product timeline
2000
PrePay Technologies Ltd incorporated in England & Wales (company number 04008083).· founding
2016
PrePay Solutions acquired by Edenred group.· acquisition
2023
Rebranded from PPS (PrePay Solutions) to Edenred Payment Solutions.· pivot
Regulated entities
4
regulatory licences held by Edenred Payment Solutions
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Edenred Payment Solutions was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
Edenred3 layers →
The stack
6 layers disclosed in Edenred Payment Solutions’s embedded-finance stack
Payments / PSP
Edenred Payment Solutions (in-house)checkout
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Lending
in the full report
Accounting gap: minor
16 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.