Bagel Factory
“Can a UK quick-service bagel chain unify payments and operations infrastructure to support rapid multi-site national expansion?”
HQ169 Belgrave Gate, Leicester LE1 3HS, United Kingdom
IndustryVertical SaaS / Restaurants
The story
Bagel Factory is the largest quick-service bagel chain in the UK, operating over 35 locations. The chain has expanded from a single-site food-service operation to a multi-location quick-service restaurant (QSR) brand. In 2025, it partnered with Rapyd to unify payment processing across all UK sites, signalling a move toward centralised financial infrastructure to support further national growth.
Product timeline
2025
Partnered with Rapyd to deploy unified payment processing across all 35+ UK locations, integrated with ePOS platform.· payments
The stack
2 layers disclosed in Bagel Factory’s embedded-finance stack
Payments / PSP
FX & payouts
in the full report
Accounting gap: critical
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.