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Growth Lending

“Can a specialist UK SME lender scale beyond £1bn deployed by combining bespoke underwriting with embedded payment and FX infrastructure to deliver a faster, more seamless capital experience than traditional banks?”

Founded2013
HQLondon, United Kingdom
IndustryFintech / Lending
The story

Founded in 2013 as BOOST&Co, Growth Lending was purpose-built to fill the gap between traditional bank lending and equity for UK SMEs. Over the following decade the firm expanded its product set from purely growth credit to include healthcare finance and acquisition finance, while also opening a US bridging operation for USDA/ITC loans. The group was consolidated under the Growth Lending Group Limited legal entity and the BOOST&Co brand was retired. The Currencycloud partnership (circa 2023) signals a deliberate move to embed FX and payment-disbursement infrastructure, reducing operational friction in multi-currency fund flows to clients.

Last 12 months
2023-01
2023-01
Product timeline
2013
Founded (originally operating under the banner of BOOST&Co) to bridge the SME funding gap in the UK between traditional banks and equity capital.· lending
2019
Became a signatory of the United Nations Principles for Responsible Investment (PRI), embedding ESG criteria into underwriting.· pivot
2023
Rebranded and consolidated under the Growth Lending name, with BOOST&Co folded into Growth Lending Group Limited (GLGL, company number 12452128).· pivot
2023
Partnered with Currencycloud to streamline multi-banking payment operations and improve SME client FX/disbursement experience.· banking
2024
Expanded product set to include Healthcare Finance (real-estate-backed) and Acquisition Finance alongside core term loans.· lending
Regulated entities
1
regulatory licence held by Growth Lending
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Growth Lending’s embedded-finance stack
Lending
Term loans (£2m–£10m)Growth credit facility (£2m–£10m, tranched)Healthcare finance (real-estate + cash-flow backed)Acquisition finance (£2m–£10m)Working capital / invoice financeSelective invoice financeFlexible invoice discountingRevolving credit facilitiesUS bridging facilities (USDA / ITC loans)
Unified APIs
in the full report
FX & payouts
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.