“Can a specialist UK SME lender scale beyond £1bn deployed by combining bespoke underwriting with embedded payment and FX infrastructure to deliver a faster, more seamless capital experience than traditional banks?”
Founded in 2013 as BOOST&Co, Growth Lending was purpose-built to fill the gap between traditional bank lending and equity for UK SMEs. Over the following decade the firm expanded its product set from purely growth credit to include healthcare finance and acquisition finance, while also opening a US bridging operation for USDA/ITC loans. The group was consolidated under the Growth Lending Group Limited legal entity and the BOOST&Co brand was retired. The Currencycloud partnership (circa 2023) signals a deliberate move to embed FX and payment-disbursement infrastructure, reducing operational friction in multi-currency fund flows to clients.
Growth Lending uses Currencycloud for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 3 layers in Growth Lending's stack: Lending (Term loans (£2m–£10m), Growth credit facility (£2m–£10m, tranched), Healthcare finance (real-estate + cash-flow backed), Acquisition finance (£2m–£10m) and 5 others); Unified APIs (Currencycloud); FX & payouts (Currencycloud).
Growth Lending is founded in 2013 and headquartered in London, United Kingdom.
Get a read on where your own stack stands against Growth Lending and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.