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EasyJet

“Can easyJet evolve from a low-cost airline into a full travel platform — combining flights, holidays, and ancillary financial products — while sustaining investment-grade margins in a structurally challenged aviation market?”

Founded1995
HQLuton, England, UK
FoundersStelios Haji-Ioannou
IndustryMarketplace / Travel
The story

Founded in 1995 as a low-cost point-to-point UK airline, easyJet has steadily expanded into a travel platform spanning flights, hotels, car hire, and package holidays. The 2019 launch of easyJet Holidays marked a structural shift from pure airline to travel marketplace, with the holiday business now targeting £450m PBT by FY30. Embedded finance (travel insurance, ancillary products) is distributed through the booking funnel rather than built as a standalone fintech product; payment infrastructure is outsourced to Adyen.

Last 12 months
2025-11
2024-02
2023-06
Product timeline
1995
EasyJet launched as a low-cost UK carrier operating out of Luton Airport.· pivot
2007
EasyJet listed on the London Stock Exchange (LSE: EZJ).· ipo
2019
EasyJet Holidays launched as a standalone package-holiday business.· banking
2023
EasyJet signed a new $1.75bn sustainability-linked term loan facility backed by UK Export Finance.· lending
2024
EasyJet filed a £4bn Euro Medium Term Note (EMTN) programme approved by the UK FCA.· lending
2025
EasyJet reported FY25 headline PBT of £665m (+9% YoY), with easyJet Holidays achieving its medium-term target ahead of schedule.· pivot
Regulated entities
3
regulatory licences held by EasyJet
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in EasyJet’s embedded-finance stack
Payments / PSP
Adyen
Insurance
in the full report
KYC
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

EasyJet — frequently asked

Who is EasyJet's payment processor?

EasyJet processes payments through Adyen.

Which KYC provider does EasyJet use?

EasyJet uses Jumio for KYC and identity verification.

Which insurance provider does EasyJet partner with?

EasyJet's embedded insurance is provided by Collinson Group.

What is EasyJet's embedded finance stack?

The Embedded Finance Index 2026 maps 3 layers in EasyJet's stack: Payments / PSP (Adyen); Insurance (Collinson Group); KYC (Jumio).

Who founded EasyJet?

EasyJet was founded by Stelios Haji-Ioannou and is founded in 1995, headquartered in Luton, England, UK.

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