“Can allpay become the definitive regulated payments and prepaid card infrastructure provider for UK public sector, housing, and government benefit disbursements?”
allpay Limited is a UK-based payment services company focused on regulated payments, particularly for social housing, local government, and public sector clients. The company has historically served as a bill payment intermediary, operating through major retail networks (Post Office, Payzone, PayPoint) and partnering with Mastercard and Visa. In recent years, allpay has expanded its open banking credentials by publishing a PSD2 API via Salt Edge and launching Confirmation of Payee for cardholders, moving toward a more comprehensive regulated payments infrastructure role.
Allpay's cards are issued through Enfuce.
Allpay connects to bank accounts through Salt Edge.
The Embedded Finance Index 2026 maps 2 layers in Allpay's stack: Card issuing (Enfuce); Open banking (Salt Edge).
Allpay is headquartered in Whitestone Business Park, Whitestone, Hereford, HR1 3SE, UK.
Get a read on where your own stack stands against Allpay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.