Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 85 companies across 7 categories.
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Founded 2015 in Melbourne as a cross-border FX and payments platform for SMBs. Expanded from FX/payouts into a full financial platform — business accounts, cards, spend management, treasury, yield, and increasingly embedded finance / BaaS for platforms. Now positions itself as the 'unified payments and financial platform' competing with Wise, Stripe, and Adyen on global reach through its own 85+ license footprint rather than sponsor-bank rails.
Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/airwallex/install" width="1" height="1" alt="" style="display:none">85 companies disclose Airwallex in their stack in the Embedded Finance Index 2026, including Authentic Vacations, Dovetail, Antom, PartnerStack, Orbitkey, SHOPLINE, ShopeePay, Alpaca, Float, Endowus and 2 others.
Airwallex is an embedded-finance provider in BaaS, Card Issuing, FX / Payouts, Spend / AP, Unified FX, PSP and Treasury Management. It ranks #2 of 185 FX / Payouts providers by disclosed buyers.
The most-disclosed FX / Payouts alternatives to Airwallex are Currencycloud (82 buyers), Nium (69 buyers), Wise Platform (60 buyers), Stripe (49 buyers), Convera (33 buyers) and Visa Direct (24 buyers).
Airwallex was founded by Jack Zhang, Max Li, Lucy Liu, Xijing Dai and Ki-lok Wong and is founded in 2015, headquartered in San Francisco, USA and Singapore.
Airwallex has raised $1.5B in total.
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