Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 83 companies across 4 categories.
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Founded in 2012 as a developer-first API layer for B2B cross-border payments, Currencycloud grew into a platform serving 500+ fintechs and banks across 180 countries with multi-currency wallets, virtual accounts, and FX conversion. Its strategic value as embedded finance infrastructure attracted Visa, which first invested in the 2020 Series E and then acquired the company for $963M in 2021. Post-acquisition, Currencycloud has continued to operate as a distinct Visa subsidiary, expanding its platform (adding Spark, SWIFT payments, and onboarding engine) while leveraging Visa's global network to deepen cross-border payment capabilities for fintech and bank clients.
Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/currencycloud/install" width="1" height="1" alt="" style="display:none">83 companies disclose Currencycloud in their stack in the Embedded Finance Index 2026, including XTransfer, Moonrise, Form3, Atlar, Vestiaire Collective, ArcaPay, Money Mover, Opal, International Payment Solutions, Lano and 2 others.
Currencycloud is an embedded-finance provider in FX / Payouts, Unified FX, Embedded Payments and BaaS. It ranks #1 of 185 FX / Payouts providers by disclosed buyers.
Currencycloud is owned by Visa, which acquired it in 2021.
The most-disclosed FX / Payouts alternatives to Currencycloud are Airwallex (81 buyers), Nium (69 buyers), Wise Platform (60 buyers), Stripe (49 buyers), Convera (33 buyers) and Visa Direct (24 buyers).
Currencycloud is founded in 2012 and headquartered in London, England, United Kingdom.
Currencycloud has raised $160M+ (pre-acquisition) in total.
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