← Embedded Finance Index 2026/Vendor

Currencycloud

Provider
FX / PayoutsUnified FXEmbedded PaymentsBaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 77 companies across 4 categories.

currencycloud.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesFX / Payouts, Unified FX, Embedded Payments, BaaS
Rank#1 of 160 in FX / Payouts
Buyers77 companies
OwnerVisa (2021)
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Ownership
Acquired by Visa in 2021.
Who uses Currencycloud
77 companies disclose Currencycloud in their stack
XTransferForm3AtlarArcaPayMoney MoverOpalInternational Payment SolutionsLanoCrescofinRevolutFidor BankBrookline Bank+65 more
Buyer mix · 77 of 77 classified
Fintech / Cross-border payments · 18Fintech / Neobank · 10Fintech / SMB banking · 10Infrastructure / Payments · 7Fintech / Investment · 6Infrastructure / BaaS · 5Infrastructure / Card issuing · 3Horizontal SaaS / Spend Management · 2
UK · 28EU · 18US · 11APAC · 8Canada · 5Africa · 1
What the disclosures say
XTransfer
“Visa/Currencycloud case study explicitly names XTransfer as customer for local collection in Canada, Europe, US: 'XTransfer partnered with Visa Cross-Border Solutions (Currencycloud at the time).'”
Atlar
“Atlar provides connectivity TO PSPs like Stripe and Currencycloud for its customers' treasury operations; Atlar is not itself a merchant of record or PSP.”
ArcaPay
“Currencycloud publicly lists ArcaPay as a customer in a dedicated case study: 'ArcaPay and Currencycloud: making FX risk management more accessible' (currencycloud.com/company/case-study/arcapay-currencycloud-making-fx-risk-management-more-accessible/).”
Money Mover
“Regulatory page: 'Payment services for MoneyMovr Limited are provided by The Currency Cloud Limited.' Currencycloud case study confirms Money Mover has used Currencycloud since its first payment.”
Opal
“Currencycloud publicly lists Opal as a customer (known_customer_listings, TIER 1).”
Lano
“Currencycloud listed as a known customer (TIER 1) and named directly in lano.io/help-center/payments as the regulated e-money and payments provider for the Lano Wallet.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Currencycloud? Claim this profile above to unlock your own full list.
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Alternatives to Currencycloud

Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Airwallex68 buyers →Nium65 buyers →Wise Platform58 buyers →Stripe47 buyers →Convera32 buyers →Visa Direct24 buyers →Adyen21 buyers →Payoneer17 buyers →
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Ranked #1 of 160 in FX / Payouts — Embedded Finance Index 2026
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