“Can a data-driven embedded lending platform become the default working capital provider for SME sellers across global marketplaces and vertical sectors?”
Founded in 2013 as a supply chain finance platform for SMEs underserved by traditional banks, TradeBridge initially focused on corporate clients in energy efficiency, construction, and manufacturing. By 2019–2020 it pivoted toward eCommerce marketplace finance, embedding its revolving credit and term loan products directly into marketplace ecosystems such as Farfetch and Amazon. The company became an embedded lending infrastructure provider for B2B marketplaces and direct-to-merchant channels, deploying Airwallex for multi-currency payments and FX rails to operationalise international disbursements and collections.
TradeBridge uses Airwallex for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 3 layers in TradeBridge's stack: Lending (Revolving credit facility (up to £5M), Term Financing (up to £5M, 3–18 month term), eCommerce Merchant Finance, Amazon Seller Term Financing and 2 others); Unified APIs (Airwallex); FX & payouts (Airwallex).
TradeBridge was founded by Olivier Bonavero, Mark Coxhead and Mark Spiteri and is founded in 2013, headquartered in 8 Bloomsbury Street, London, WC1B 3SR, United Kingdom.
TradeBridge has raised $386.2M in total (latest round: undisclosed).
Get a read on where your own stack stands against TradeBridge and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.