← State of Embedded Finance 2026

Ekko

Can a green-focused debit card and app turn everyday consumer spending into a driver of positive climate action?

HQUnited Kingdom
IndustryFintech / Consumer banking
The story

Ekko is a UK-based fintech app and debit card designed to help consumers reduce their environmental impact through everyday spending. The company combined fintech, marketplace, and retail into a single app to make climate-positive behaviour easy, using BaaS infrastructure from Edenred PPS to power card issuing. The card itself is manufactured using 76% eco-friendly materials.

Last 12 months
Product timeline
2021
Ekko launched as an eco-friendly debit card and app in the UK, partnering with Edenred PPS for card issuing and Banking as a Service, completing technical and regulatory setup in under 12 weeks.· banking
The stack
Banking / BaaS
Edenred PPS
Card issuing
Edenred PPS
Accounting gap: none