← Embedded Finance Index 2026/Vendor

Hokodo

Provider

Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 1 category.

hokodo.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗

CategoriesLending
Rank#9 of 223 in Lending
Buyers16 companies

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In the press

embeddedfinancereview.com ↗

Coverage of Hokodo sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.

◇ article2026-04-28

Froda partners with Norwegian bank, Hokodo shuts down

SpareBank 1 embeds Froda inside its banking app. HVB did the same with Banxware. Meanwhile, Hokodo and Sprinque both shut down.

Source · Embedded Finance Review ↗

◇ article2026-04-25

Hokodo Shuts Down After Eight Years and €500M+ in Financed Invoices

Hokodo, a European B2B BNPL provider, has shut down after eight years. Founders published an unusually candid post-mortem of what went wrong.

Source · Embedded Finance Review ↗

Who uses Hokodo

16 companies disclose Hokodo in their stack

SparkLayer FlorAccess Penny Vision Linens Vice Golf Shopify Plug Fuse Chinley Cheese Hydr MONIN ACHATMAT Ankorstore+4 more

Buyer mix · 16 of 16 classified

E-commerce / DTC brand · 3Marketplace / Two-sided · 3E-commerce / B2B Construction & Industrial Equipment · 1E-commerce / Platform · 1E-commerce / Retail · 1Fintech / Cross-border payments · 1Fintech / Lending · 1Infrastructure / Payments · 1

UK · 7 EU · 6 Canada · 1 MENA · 1

What the disclosures say

SparkLayer

“SparkLayer docs Payments page lists Hokodo (integrates directly), Balance (trusted partner), and Billie (trusted partner) as B2B BNPL / trade credit partners.”

FlorAccess

“Hokodo publicly lists FlorAccess as a customer (hokodo.co).”

Penny

“Hokodo publicly lists Penny as a customer on their site (hokodo.co).”

Vision Linens

“Hokodo publicly lists Vision Linens as a customer at https://www.hokodo.co/. Vision Linens' own blog post at https://www.visionlinens.com/blog/hokodo-payments announces 'We Now Accept Hokodo!”

View source · hokodo.co ↗

Vice Golf

“Hokodo publicly lists Vice Golf as a customer on their website (hokodo.co).”

Shopify Plug

“Hokodo (B2B trade credit) listed by ibsintelligence.com as Shopify Plug-in — this is a third-party Shopify App Store plug-in, not Shopify's own lending program.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Hokodo? Claim this profile above to unlock your own full list.

Alternatives to Hokodo

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyers →YouLend35 buyers →Mambu34 buyers →Klarna33 buyers →Stripe Capital28 buyers →Wisetack27 buyers →Liberis18 buyers →finmid16 buyers →

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       alt="Ranked #9 of 223 in Lending — Embedded Finance Index 2026">
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