Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 1 category.
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Founded 2018 in London/Paris as a B2B Buy Now, Pay Later provider offering real-time digital trade credit at checkout for European merchants. Expanded across six European markets (UK, France, Germany, etc.) on the back of Series B funding in 2022 and a €100M Viola Credit debt facility in 2024. Despite scaling, the business closed down in April 2026; founders rolled into Liquidity Lab, an AI consulting firm focused on B2B trade credit and cash flow.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/hokodo/install" width="1" height="1" alt="" style="display:none">16 companies are linked to Hokodo in the Embedded Finance Index 2026, through their own public disclosures or Hokodo's published customer list, including SparkLayer, FlorAccess, Penny, Vision Linens, Vice Golf, Shopify Plug, Fuse, Chinley Cheese, Hydr, MONIN and 2 others.
Hokodo is an embedded-finance provider in Lending. It ranks #11 of 255 Lending providers by linked companies.
The most-named Lending alternatives to Hokodo are Affirm (65 buyers), Klarna (55 buyers), YouLend (46 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Hokodo was founded by Louis Carbonnier, Richard Thornton and Sami Ben Hatit and is founded in 2018, headquartered in London, UK (with Paris office).
Hokodo has raised Undisclosed (>$40M equity + €100M debt) in total.
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