“Can a migrant-focused remittance app evolve into a full multi-currency banking platform for cross-border individuals and SMBs?”
Founded in 2012 as a low-cost remittance service competing on the migrant-corridor segment (UK→Poland, Romania, Ukraine, Lithuania). Has gradually expanded from pure remittance into a multi-currency consumer and business account, layering on Visa-issued debit cards (GoCard, 2025) and Griffin-safeguarded GBP wallets with interest-bearing savings for businesses. The strategy is shifting from a single-product remittance app toward a full cross-border financial platform serving 9M+ customers across 160 countries.