Verto
“Can a single API layer give fintechs and platforms compliant, embedded access to African and emerging-market currency corridors at scale?”
HQLondon, UK
IndustryFintech / Cross-border payments
The story
Verto began as a B2B cross-border payments and FX platform focused on African and emerging-market corridors, offering multi-currency wallets and international payouts for SMEs. Over time it expanded into a broader infrastructure layer with Verto Atlas, enabling fintechs and non-licensed platforms to embed FX, collections, and payout capabilities via API. The company now positions itself as both a direct-use platform and an embedded finance infrastructure provider, with coverage across 49+ currencies and local rails in 12+ markets.
Last 12 months
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Regulated entities
1
regulatory licence held by Verto
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Verto’s embedded-finance stack
Payments / PSP
Verto Payments (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
Ledger
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: significant
6 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.