← Embedded Finance Index 2026/Vendor

YouLend

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 35 companies across 1 category.

youlend.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesLending
Rank#2 of 207 in Lending
Buyers35 companies
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In the press
embeddedfinancereview.com ↗
Coverage of YouLend sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-07-27
REA Card brings YouLend financing to Germany's offline merchants
REA Card and YouLend launch embedded financing for German SMEs, with offers based on card revenue instead of bank credit checks.
Source · Embedded Finance Review ↗
◇ article2026-07-20
JTL and YouLend bring embedded lending to German e-commerce merchants
JTL and YouLend launch embedded lending for German e-commerce merchants, with same-day financing inside the JTL-Wawi ERP ecosystem.
Source · Embedded Finance Review ↗
◇ article2026-07-07
Just Eat Takeaway.com and YouLend cross € 150m in restaurant financing
Just Eat Takeaway.com and YouLend have passed €150m in embedded financing to restaurants across seven European markets.
Source · Embedded Finance Review ↗
◇ article2026-02-04
QuickBooks launches Capital Marketplace in UK with YouLend as launch partner
QuickBooks launches Capital Marketplace in UK with YouLend as launch partner, offering SMBs £1k-£2m funding directly within the accounting software.
Source · Embedded Finance Review ↗
◇ article2026-01-20
Worldline launches merchant financing with YouLend
Worldline launches Cash Advance with YouLend. RentSpree adds embedded banking for landlords. Plus: Saga partners with NatWest Boxed, Banxware news.
Source · Embedded Finance Review ↗
◇ article2026-01-19
Worldline and YouLend Launch Cash Advance for European SMBs
Worldline launches merchant financing with YouLend. Plus: why PSPs are racing to add lending, and YouLend's $230M revenue milestone.
Source · Embedded Finance Review ↗
◇ article2025-09-08
Mews Promotes Existing Hotel Financing Solution via YouLend Partnership
Mews re-emphasizes hotel financing solution with YouLend in new design content, offering UK hotels £3k-£1M funding with revenue-based repayment for property improvements and upgrades.
Source · Embedded Finance Review ↗
◇ article2025-06-05
Exclusive: Shopify Capital Expands to UK and Germany via YouLend Partnership
Shopify Capital expands to UK and Germany with YouLend after funding $4.7B since 2016. How the embedded lending pioneer scales its European marketplace financing.
Source · Embedded Finance Review ↗
Who uses YouLend
35 companies disclose YouLend in their stack
WorkWaveIntuit QuickBooksMollieWorldlineTpay MobileEquensworldlineEtsyTideTakepaymentsFoodhubStripeTpay+23 more
Buyer mix · 34 of 35 classified
Infrastructure / Payments · 6Fintech / SMB banking · 5Marketplace / Food delivery · 3Marketplace / Two-sided · 3Vertical SaaS / Restaurants · 3E-commerce / Platform · 2Fintech / Cross-border payments · 2Horizontal SaaS / Accounting · 2
EU · 12UK · 10US · 9MENA · 1Canada · 1
What the disclosures say
WorkWave
“2024 press release: 'WorkWave Bolsters Financial Services Product Offering With Wisetack and YouLend Partnerships'.”
Intuit QuickBooks
“quickbooks.intuit.com/learn-support/en-us/help-article/loans/quickbooks-capital-faq/ — 'Loans are originated by WebBank and made available through QuickBooks.' quickbooks.intuit.com/learn-support/articles/quickbooks-product-updates/access-flexible-capital-through-quickbooks-youlend/ — UK partnership with YouLend for re…”
Mollie
“YouLend publicly lists Mollie as a customer (youlend.com — TIER 1 known_customer_listing); mollie.com/news/mollie-launches-capital and mollie.com/products/capital describe Mollie Capital as cash advances repaid as a percentage of daily sales, up to €250,000 / £250,000; YouLend is the infrastructure provider behind merc…”
Worldline
“Worldline press release: 'Worldline and YouLend launch Cash Advance to unlock fast, seamless capital for Europe's SMBs' (Jan 2026, worldline.com); Froda Embedded partner page listing Worldline partnership since 2017 (frodaembedded.com/company/partners/worldline).”
Tpay Mobile
“Official press release PDF hosted at tpay.com and covered by financial-news.co.uk: 'Embedded finance platform giant YouLend teams up with Tpay to introduce financing services for Polish SMEs.' Note: This evidence pertains to the Polish Tpay entity (Krajowy Integrator Płatności S.A.) rather than Tpay Mobile (UAE).”
Equensworldline
“Worldline and YouLend press release (January 2026) on worldline.com and prnewswire.co.uk explicitly names both parties.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent YouLend? Claim this profile above to unlock your own full list.
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Alternatives to YouLend

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm49 buyers →Mambu34 buyers →Klarna32 buyers →Stripe Capital28 buyers →Wisetack26 buyers →Liberis17 buyers →finmid16 buyers →Hokodo16 buyers →
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Ranked #2 of 207 in Lending — Embedded Finance Index 2026
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