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Pxp Financial

Can a single end-to-end acquiring and payments platform displace fragmented multi-vendor stacks for enterprise merchants across retail, hospitality, gaming, and travel verticals?

HQStanstead Abbotts, Hertfordshire, UK
IndustryInfrastructure / Payments
The story

PXP Financial is a UK-based payments infrastructure provider with over 50 years of combined team experience, having evolved from a payment gateway into a full end-to-end acquiring, processing, and cross-border payments platform. The company operates its own European acquiring license while also connecting merchants to a network of global acquiring partners. In recent years it has expanded beyond pure processing into fraud, risk analytics, tokenization, and omnichannel capabilities, positioning itself as a full-stack payments OS for sectors including retail, hospitality, cruise, travel, and gaming. The addition of Mastercard-powered cross-border payouts signals a push into FX and international disbursements as a distinct revenue layer.

Last 12 months
2024-01
2023-10
Product timeline
2023
Expanded partnership with Foregenix for eCommerce cyber security monitoring and PCI compliance across all merchant clients.· payments
2024
Became a Google Pay Payment Service Provider, enabling managed Google Pay integrations and direct acquirer authorization.· payments
Regulated entities
FCA Authorization
UK FCA
PXP Financial Limited
The stack
Payments / PSP
PXP Financial (self-operated)
FX & payouts
Mastercard Cross-Border Platform
Accounting gap: none