← Embedded Finance Index 2026/Vendor

Griffin

Provider
BaaSSponsor BankOpen Banking

Griffin is the UK bank that powers fintechs and platforms. We provide the regulated infrastructure and APIs you need to launch, embed and scale accounts, payments, savings, and all kinds of financial products. Our customers build payment platforms, wealth and savings apps, client money products, and more - all starting in our free-forever developer sandbox.

As described by Griffin

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 3 categories.

griffin.comAlso analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Sponsor Bank, Open Banking
Rank#27 of 322 in BaaS
Buyers15 companies
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In the press
embeddedfinancereview.com
Coverage of Griffin sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-01-26
Uber launches embedded banking for UK drivers with Griffin and Mastercard
Uber launches the Uber Pro Card in the UK with instant payouts, fuel cashback and a linked bank account. Built on Griffin's BaaS platform.
Source · Embedded Finance Review ↗
◇ article2024-09-16
British banking-as-a-service provider Griffin opens business to everybody
British BaaS provider Griffin opens to all companies after Foundation program targeting proptech and wealth management. How Brexit created UK banking infrastructure opportunity against Modulr and Weavr.
Source · Embedded Finance Review ↗
◇ article2024-03-18
Griffin and Lemon Markets with major announcements
Griffin secures UK banking license while Lemon Markets launches with Beatvest. How competing infrastructure providers with full licenses reshape European embedded finance.
Source · Embedded Finance Review ↗
◇ article2024-03-18
Razer rebrands its fintech unit | Griffin & Lemon Markets with major announcements
SAP partners with Visa, Nationwide aims to buy Virgin Money, Amazon ceases its own underwriting and Uber launches the Uber Pro Card in Canada.
Source · Embedded Finance Review ↗
Who uses Griffin
15 companies disclose Griffin in their stack
AfrichangeCableUberClausematchTransferGoSidekickLettsPaySideKick MoneyPlendANNA MoneySaibleYonder+3 more
Buyer mix · 14 of 15 classified
Fintech / Investment · 3Fintech / Cross-border payments · 2Fintech / Consumer banking · 1Fintech / Lending · 1Fintech / SMB banking · 1Infrastructure / BaaS · 1Infrastructure / KYC · 1Marketplace / Gig economy · 1
UK · 11Canada · 1US · 1
What the disclosures say
Africhange
Griffin customer story page (griffin.com/customer-stories/africhange) and Disrupt Africa article confirm Africhange partnered with Griffin to provide GBP bank accounts with FSCS protection for UK users.
Cable
Cable partners WITH Griffin (a BaaS provider) but as a compliance oversight vendor, not as a banking customer.
Uber
Embedded Finance Review (January 2026): Uber launches embedded banking for UK drivers with Griffin and Mastercard, built on Griffin's BaaS platform.
TransferGo
Griffin press release (15 May 2025) confirms Griffin powers GBP wallet safeguarding and savings; transfergo.com/virtual-iban names LHV Pank (EUR vIBAN) and Santander Bank Polska S.A.
Sidekick
Griffin blog (Jan 22, 2026): 'Sidekick Money has partnered with Griffin to upgrade their customer wallets...
LettsPay
No direct PSP evidence; LettsPay handles rent via Faster Payments through Griffin banking rails
Customer stories
Prosper
As told by Griffin
Eliminated payment complexity with Griffin's embedded bank accounts
Read the full story · griffin.com
Yonder
As told by Griffin
Launched Top-ups and added a Debit card product built on Griffin accounts.
Read the full story · griffin.com
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Griffin? Claim this profile above to unlock your own full list.
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Alternatives to Griffin

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyersSutton Bank63 buyersCross River55 buyersPathward48 buyersUnit43 buyersClearBank38 buyersThread Bank32 buyersBackbase30 buyers
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Ranked #27 of 322 in BaaS — Embedded Finance Index 2026
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