Griffin is the UK bank that powers fintechs and platforms. We provide the regulated infrastructure and APIs you need to launch, embed and scale accounts, payments, savings, and all kinds of financial products. Our customers build payment platforms, wealth and savings apps, client money products, and more - all starting in our free-forever developer sandbox.
As described by Griffin
Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 3 categories.
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Griffin was founded to be the programmable bank layer that other fintechs and software companies build on — a UK-chartered bank with a developer-first API. Unlike most BaaS providers that front for a sponsor bank under a license arrangement, Griffin pursued its own full UK banking licence (applied 2022, mobilisation 2023, full licence March 2024), which allows it to offer FSCS-protected deposits natively. This vertical integration of banking licence + modern core + KYC product (Verify) differentiates it from earlier-generation BaaS players that relied entirely on partner banks. The embedded finance angle is central: Griffin sells regulated infrastructure (accounts, payments, onboarding) to fintechs, not end-customers.
Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #28 of 347 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/griffin/install" width="1" height="1" alt="" style="display:none">16 companies disclose Griffin in their stack in the Embedded Finance Index 2026, including Africhange, Cable, Uber, Clausematch, TransferGo, Sidekick, LettsPay, SideKick Money, Plend, ANNA Money and 2 others.
Griffin is an embedded-finance provider in BaaS, Sponsor Bank and Open Banking. It ranks #28 of 347 BaaS providers by disclosed buyers.
The most-disclosed BaaS alternatives to Griffin are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (57 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Griffin was founded by David Jarvis (CEO, ex-Airbnb) and Allen Rohner (CTO, founded CircleCI) and is founded in 2017, headquartered in London, United Kingdom.
Griffin has raised $77.1M in total.
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