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Mypinpad

“Can a single, scheme-agnostic, MPoC-certified SoftPOS platform become the global infrastructure layer that turns any device — merchant or consumer — into a secure payment and identity endpoint?”

Founded2012
HQCardiff, United Kingdom
Total raised$68.0M
Latest roundConvertible loan, September 2025
IndustryInfrastructure / Payments
The story

Founded in 2012 as a secure PIN-entry software company for mobile devices, Mypinpad evolved into a full SoftPOS platform enabling any Android or iOS device to accept card payments. The company expanded beyond pure payment acceptance to include Authentication and Verification services (KYC, onboarding, card activation) on a unified platform. By 2025, Mypinpad repositioned around a 'Tap to Everything' strategy — extending from merchant SoftPOS to consumer device payments and deeper e-commerce integration — positioning itself as independent, scheme-agnostic infrastructure for payment service providers globally.

Last 12 months
2025-09
2025-04
2024-05
Product timeline
2012
Mypinpad founded in Cardiff, UK, initially focused on secure PIN-entry on mobile devices.· pivot
2023
Raised £8M to accelerate SoftPOS platform expansion.· banking
2024
Expanded platform to include Verification (KYC, onboarding, card activation) alongside Payments and Authentication.· banking
2024
Partnered with Spectra Technologies to launch SoftPOS payment solution in Hong Kong.· banking
2025
Launched Tap to Pay on iPhone as a managed service; announced 'Tap to Everything' roadmap encompassing consumer device payments and deeper e-commerce integration.· pivot
2025
Raised £4.6M via oversubscribed convertible loan led by Marbruck Investments and Crossfin Holdings.· banking
Regulated entities
5
regulatory licences held by Mypinpad
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Mypinpad’s embedded-finance stack
Payments / PSP
Mypinpad SoftPOS (self-operated)Mypinpad Tap to Pay on iPhone (self-operated)
Accounting gap: minor

Mypinpad — frequently asked

Who is Mypinpad's payment processor?

Mypinpad processes payments through Mypinpad SoftPOS (self-operated) and Mypinpad Tap to Pay on iPhone (self-operated).

Where is Mypinpad headquartered?

Mypinpad is founded in 2012 and headquartered in Cardiff, United Kingdom.

How much funding has Mypinpad raised?

Mypinpad has raised $68.0M in total (latest round: Convertible loan, September 2025).

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