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Phoebus Software

“Can a deeply entrenched UK/Ireland lending-and-savings software platform retain and grow its lender client base by modernising its servicing infrastructure against cloud-native competitors?”

Founded1989
HQUnited Kingdom
IndustryVertical SaaS / Lending & Mortgage
The story

Founded in 1989, Phoebus Software has operated as a specialist lending and savings software provider to UK and Irish banks, building societies, and specialist lenders for over three decades. The company's platform covers origination and servicing of residential mortgages, commercial mortgages, specialist finance (bridging, development, asset), and savings products. Rather than pivoting into embedded finance as a buyer, Phoebus is itself part of the infrastructure layer — its clients embed its loan and savings servicing software into their own propositions. The company has pursued data security credentials (ISO 27001, SOC 2) to meet enterprise lender requirements.

Last 12 months
—
Product timeline
1989
Phoebus Software Limited founded as a software provider to banking and lending sectors in the UK.· pivot
2016
Achieved ISO 27001 international standard accreditation for information security.· banking
2022
Received ISAE (UK) 3000 SOC 2 Type I Service Auditor's Assurance Report, supported by KPMG.· banking
The stack
1 layer disclosed in Phoebus Software’s embedded-finance stack
Lending
Residential mortgage origination and servicingCommercial mortgage origination and servicingSpecialist finance — bridging loansSpecialist finance — development financeSpecialist finance — asset financeSavings product servicingSelf-service migration and securitisation moduleLater life lending
Accounting gap: none

Phoebus Software — frequently asked

Where is Phoebus Software headquartered?

Phoebus Software is founded in 1989 and headquartered in United Kingdom.

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