“Can a fitness-studio management platform own the full financial OS — payments, recurring billing, and capital — for independent gyms and studios globally?”
Founded in 2011 as TeamUp Sports, Inc., TeamUp started as a management platform for fitness studios, gyms, and class-based businesses. Over time it deepened its embedded finance layer by integrating Stripe for card payments and GoCardless for direct debit/ACH, enabling recurring membership billing at the core of the product. By 2026, it had added Stripe Capital to offer working-capital financing to its merchant base — the classic Vertical SaaS playbook of monetising payments data to unlock lending. The company now operates as a DaySmart company.