Wealthyhood
“Can a retail wealth-building app become the embedded investing layer for European banks?”
HQLondon, United Kingdom (Wealthyhood Ltd); Athens, Greece (Wealthyhood Europe AEPEY)
Total raised~€9.6M disclosed
Latest round€6M, led by Bank of Cyprus (March 2026)
IndustryFintech / Investment
The story
Wealthyhood started as a UK-based retail wealth-building app (operating as an FCA appointed representative of RiskSave Technologies), targeting younger investors with commission-free stocks, ETFs, fractional shares and portfolio automation. Following its 2025 Seed round, it acquired its own EU investment firm license via Wealthyhood Europe AEPEY (HCMC-regulated) and shifted to a dual UK/EU model with active European expansion. The 2026 Bank of Cyprus strategic round signals a pivot toward B2B/B2B2C wealthtech — offering its platform to banks and financial institutions in Southern Europe.
Last 12 months
Product timeline
2025
Raises €3.6M Seed round led by Global Wealth Group; enters Greek market and B2B for banks/financial institutions.· funding
2026
Raises €6M strategic round led by Bank of Cyprus, establishing commercial partnership.· funding
Regulated entities
2
regulatory licences held by Wealthyhood
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Wealthyhood was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
The stack
3 layers disclosed in Wealthyhood’s embedded-finance stack
Payments / PSP
Money movement
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.