Wealthyhood
“Can a retail wealth-building app become the embedded investing layer for European banks?”
HQLondon, United Kingdom (Wealthyhood Ltd); Athens, Greece (Wealthyhood Europe AEPEY)
Total raised~€9.6M disclosed
Latest round€6M, led by Bank of Cyprus (March 2026)
IndustryFintech / Investment
The story
Wealthyhood started as a UK-based retail wealth-building app (operating as an FCA appointed representative of RiskSave Technologies), targeting younger investors with commission-free stocks, ETFs, fractional shares and portfolio automation. Following its 2025 Seed round, it acquired its own EU investment firm license via Wealthyhood Europe AEPEY (HCMC-regulated) and shifted to a dual UK/EU model with active European expansion. The 2026 Bank of Cyprus strategic round signals a pivot toward B2B/B2B2C wealthtech — offering its platform to banks and financial institutions in Southern Europe.
Last 12 months
Product timeline
2025
Raises €3.6M Seed round led by Global Wealth Group; enters Greek market and B2B for banks/financial institutions.· funding
2026
Raises €6M strategic round led by Bank of Cyprus, establishing commercial partnership.· funding
Regulated entities
2
regulatory licences held by Wealthyhood
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Wealthyhood’s embedded-finance stack
Payments / PSP
Money movement
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.