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← Embedded Finance Index 2026/Countries/Poland

🇵🇱 Embedded finance in Poland

View 24 companies on the map →

24 companies headquartered in Poland are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

24
Companies analyzed
18 (75%)
Name at least one embedded-finance provider
11
Hold a licence issued in Poland
1
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in Poland run

Companies that name at least one provider for the layer on a sourced page, out of 24.

Payments (PSP) · 67%
16
FX / payouts · 29%
7
Lending / BNPL · 29%
7
Accounts / BaaS · 25%
6
Card issuing · 25%
6
Open banking / data APIs · 21%
5
KYC / fraud · 8%
2
Crypto / stablecoin · 4%
1
Insurance · 0%
0
Payroll · 0%
0
Providers

The providers companies in Poland name most

Payments
4
2
Przelewy24
2
2
2
1
Accounts / BaaS
1
1
1
Card issuing
1
1
Lending / BNPL
1
1
Vodeno + Aion Bank
1
Verestro
1
Open banking & data APIs
1
PKO BP Open Banking API
1
PolishAPI
1
Kontomatik
1
1
KYC
Kontomatik
1
FX / payouts
1
1
1
1
Sponsor banks
PKO Bank Polski
1
1
1
Licences issued in Poland

11 companies hold at least one; a company can hold several kinds.

Bank / credit institution
5
Payment institution
5
Account information / payment initiation
1
Who they are
Infrastructure
6
Fintech
5
Vertical SaaS
5
Bank
3
E-commerce
2
Consumer
1
IT Services
1
Marketplace
1
Companies

Companies headquartered in Poland

AllegroAllegro PayAutopayConotoxiainFaktItcardMbankPaybisPerfect GymPKO Bank PolskiPragmaGOPrzelewy24SaldeoSMARTSaleor CommerceShoperSlaskiTpayVerestroVodenoWealthon
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