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Mifinity

“Can an FCA/EU-regulated eWallet provider become the default global payment layer for high-risk online verticals — iGaming, Forex, and travel — by aggregating 80+ local payment methods and crypto rails into a single merchant-facing API?”

Founded2002
HQBelfast, United Kingdom
IndustryFintech / Cross-border payments
The story

Founded in 2002, MiFinity began as a regulated payments company and evolved into a global eWallet provider focused on high-risk verticals including iGaming, Forex, and travel. The company grew its network to cover 224 countries and 80+ payment methods, positioning itself as an omnichannel payment intermediary between merchants and end users. More recently, it has expanded into crypto-funding capabilities via Cryptopay integration, reflecting a move toward broadening deposit/withdrawal rails for its core online gaming and Forex merchant base.

Last 12 months
2023-09
Product timeline
2002
MiFinity founded as a digital payments company, initially focused on eWallet infrastructure.· banking
2015
Launched MiFinity eWallet targeting iGaming, Forex, and eCommerce verticals with multi-currency support.· banking
2020
Expanded coverage to 224 countries and territories with 80+ integrated payment methods and 18 currencies.· pivot
2023
Integrated Cryptopay to enable cryptocurrency funding and withdrawal within the MiFinity eWallet.· banking
Regulated entities
3
regulatory licences held by Mifinity
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Mifinity’s embedded-finance stack
Payments / PSP
MiFinity eWallet (self-operated)MiFinity iFrame (self-operated)
Money movement
in the full report
Crypto
in the full report
Accounting gap: significant
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.