← Embedded Finance Index 2026/Vendor

ClearBank

Provider
BaaSSponsor BankFX / Payouts

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 39 companies across 3 categories.

clearbank.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, Sponsor Bank, FX / Payouts
Rank#6 of 322 in BaaS
Buyers39 companies
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In the press
embeddedfinancereview.com ↗
Coverage of ClearBank sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2024-08-11
ClearBank receives Dutch bank licence
ClearBank secures Dutch banking license for EU expansion with passporting. How UK infrastructure provider's full license beats e-money competitors.
Source · Embedded Finance Review ↗
◇ article2024-01-14
DataPlus launches embedded payment solution for hotels | ClearBank enters embedded banking
In the first edition of 2024, we cover also news from the embedders Tesla, Freshbooks, X, Sony, Rappi as well as infrastucture news from Adyen, Andaria and WealthKernel. Check out also the five jobs on the job board!
Source · Embedded Finance Review ↗
◇ article2024-01-13
ClearBank Appoints Paul Staples to Lead Embedded Banking Expansion
ClearBank appoints Paul Staples as Group Head of Embedded Banking, marking strategic shift to serve non-financial brands with cloud-based fintech infrastructure.
Source · Embedded Finance Review ↗
Who uses ClearBank
39 companies disclose ClearBank in their stack
Allica BankForm3MicrosoftManchester Credit UnionRecogniseTrueLayerAlgbra LabsAutorekThistleincutoCrezcoMambu+27 more
Buyer mix · 39 of 39 classified
Infrastructure / BaaS · 8Fintech / Cross-border payments · 7Fintech / SMB banking · 4Bank / Community · 2Fintech / Crypto · 2Infrastructure / Open banking · 2Infrastructure / Payments · 2Bank / Credit Union · 1
UK · 27US · 3EU · 2Canada · 2MENA · 1
What the disclosures say
Allica Bank
“Allica Bank is a licensed bank operating its own payment stack via ClearBank for UK payment scheme access.”
Manchester Credit Union
“ENGAGE page names Contis Financial Services Ltd as the e-money issuer behind the ENGAGE Visa prepaid card (https://manchestercreditunion.co.uk/member-hub/engage). ClearBank provides Faster Payments System (FPS) access (https://clear.bank/learn/case-studies/manchester-credit-union-real-time-payments-case-study). No PSP/…”
View source · manchestercreditunion.co.uk ↗
Recognise
“IBS Intelligence publicly lists Recognise as a ClearBank customer: https://ibsintelligence.com/ibsi-news/recognise-selects-clearbank-to-boost-banking-services-for-the-smes/”
View source · ibsintelligence.com ↗
TrueLayer
“ClearBank publicly lists TrueLayer as a customer (clear.bank), consistent with TrueLayer requiring settlement/merchant accounts to hold Pay by Bank flows.”
Algbra Labs
“FRN 952360'; beta-terms.pdf (2023): Modulr FS Limited provided the account; TPL Gibraltar issued cards; ClearBank channel partnership press release 12 Aug 2025; developer.algbralabs.com confirms in-house card issuing”
Thistle
“ClearBank publicly lists Thistle as a customer (known_customer_listings TIER 1 signal).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ClearBank? Claim this profile above to unlock your own full list.
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Alternatives to ClearBank

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →Thread Bank32 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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Ranked #6 of 322 in BaaS — Embedded Finance Index 2026
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