← Embedded Finance Index 2026

Astropay

Can a global cross-border payments wallet become the infrastructure layer powering other companies' embedded financial products at scale?

HQLondon, United Kingdom
IndustryFintech / Cross-border payments
The story

AstroPay began as a consumer digital wallet and cross-border payment solution serving users in emerging markets, particularly in Latin America. Over time it expanded to offer a merchant-facing business layer (AstroPay for Business) enabling merchants to accept payments and process payouts globally. In July 2025, AstroPay launched its AstroPay Platform — a white-label BaaS/infrastructure play allowing any company to embed multi-currency wallets, card issuance, FX, KYC, and compliance under their own brand, marking a deliberate pivot from consumer wallet to infrastructure provider.

Last 12 months
2025-07
2025
Product timeline
2025
Launched the AstroPay Platform, enabling companies to build and deploy branded financial services including multi-currency wallets, card issuance, payments, and compliance tooling.· pivot
2025
Partnership with Newcastle United Football Club announced, expanding brand visibility.· partnership
Regulated entities
3
regulatory licences held by Astropay
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Astropay’s embedded-finance stack
Payments / PSP
AstroPay Payments (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
FX & payouts
in the full report
Accounting gap: none
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.