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Salt Edge

Provider
Open BankingTransaction Enrichment

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 60 companies across 2 categories.

saltedge.com ↗Also analysed as a company — its own stack →
CategoriesOpen Banking, Transaction Enrichment
Rank#2 of 89 in Open Banking
Buyers60 companies
HeadquartersOttawa, Canada (parent: Salt Edge Inc.); London, UK (Salt Edge Limited)

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Founders & story · from Salt Edge’s own dossier

Founded as a data aggregation provider, Salt Edge scaled into a full-stack open banking platform covering both TPP-side services (data aggregation, PIS) and ASPSP-side compliance (Open Banking Compliance for banks/EMIs). Uses regulatory umbrella model: partners rely on Salt Edge's FCA AISP licence in the UK and Czech National Bank AISP licences (via Spendee and BudgetBakers) in the EU, avoiding the need to obtain their own licences.

Acquisitions
Spendee
Czech PFM app operator holding CNB AISP licence used as Salt Edge's EU regulatory vehicle.
BudgetBakers
Czech PFM operator (Wallet app) holding CNB AISP licence used as Salt Edge's EU regulatory vehicle.
Full dossier: Salt Edge’s own stack, layer by layer →
Who uses Salt Edge
60 companies disclose Salt Edge in their stack
PlumerySdk FinanceConnectPayAllpayPrimaryRaisinKBCWestern UnionMollieNoCFOCrypto.comKBC Bank+48 more
Buyer mix · 60 of 60 classified
Infrastructure / BaaS · 11Bank / National · 10Fintech / SMB banking · 6Infrastructure / Payments · 4Fintech / Neobank · 3Horizontal SaaS / Accounting · 3Infrastructure / Core Banking · 3Fintech / Consumer banking · 2
EU · 31UK · 15US · 5APAC · 3LATAM · 1Africa · 1
What the disclosures say
Allpay
“Salt Edge listed as open banking API infrastructure for allpay's PSD2 endpoint.”
Western Union
“Plaid and Salt Edge identified as open banking providers from target's own domain evidence.”
NoCFO
“No PSP named in the available evidence; invoice payment is handled via open-banking Pay by Bank (Salt Edge) and the embedded Holvi banking account, not a card acquirer.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Salt Edge? Claim this profile above to unlock your own full list.
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What Salt Edge runs on · from its own dossier
The third-party providers Salt Edge itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Salt Edge.
PSP
checkout
Full dossier with evidence for each layer →
Alternatives to Salt Edge

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →GoCardless56 buyers →MX56 buyers →Tink43 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →Yodlee19 buyers →
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An embeddable badge for Salt Edge’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #2 of 89 in Open Banking — Embedded Finance Index 2026
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Salt Edge — frequently asked

Which companies use Salt Edge?

60 companies disclose Salt Edge in their stack in the Embedded Finance Index 2026, including Plumery, Sdk Finance, ConnectPay, Allpay, Primary, Raisin, KBC, Western Union, Mollie, NoCFO and 2 others.

What does Salt Edge do?

Salt Edge is an embedded-finance provider in Open Banking and Transaction Enrichment. It ranks #2 of 89 Open Banking providers by disclosed buyers.

What are the alternatives to Salt Edge?

The most-disclosed Open Banking alternatives to Salt Edge are Plaid (296 buyers), GoCardless (56 buyers), MX (56 buyers), Tink (43 buyers), TrueLayer (43 buyers) and Yapily (40 buyers).

Where is Salt Edge headquartered?

Salt Edge is headquartered in Ottawa, Canada (parent: Salt Edge Inc.); London, UK (Salt Edge Limited).

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