“Can agentic AI replace the manual work of the enterprise month-end close and make Stacks the AI-native layer sitting on top of every large-company ERP?”
Stacks was founded by a team with backgrounds at Uber (Payments), Plaid, Mollie, Bunq, and Miro to build an agentic AI platform that sits on top of enterprise ERPs and automates the month-end close. It emerged from stealth in 2025 and is positioning itself against BlackLine, FloQast, and Numeric — using AI agents to reconcile transactions, post journals, prepare working papers, and draft audit-ready commentary. The company is UK/EU-headquartered (London operations, Dutch legal entity) and targets multi-entity, multi-currency enterprises.
Stacks AI processes payments through mollie.
Stacks AI connects to bank accounts through Plaid.
Stacks AI integrates with NetSuite.
The Embedded Finance Index 2026 maps 3 layers in Stacks AI's stack: Payments / PSP (mollie); Open banking (Plaid); Accounting (NetSuite).
Stacks AI is founded in 2024 and headquartered in London, United Kingdom (HQ); Amsterdam, Netherlands (legal entity).
Stacks AI has raised $35M in total (latest round: Series A, February 2026).
Get a read on where your own stack stands against Stacks AI and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.