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← Embedded Finance Index 2026/Countries/Saudi Arabia

🇸🇦 Embedded finance in Saudi Arabia

View 42 companies on the map →

42 companies headquartered in Saudi Arabia are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

42
Companies analyzed
31 (74%)
Name at least one embedded-finance provider
32
Hold a licence issued in Saudi Arabia
8
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in Saudi Arabia run

Companies that name at least one provider for the layer on a sourced page, out of 42.

Payments (PSP) · 55%
23
Accounts / BaaS · 36%
15
Lending / BNPL · 33%
14
Card issuing · 19%
8
FX / payouts · 17%
7
Payroll · 12%
5
Open banking / data APIs · 10%
4
Insurance · 2%
1
Crypto / stablecoin · 0%
0
KYC / fraud · 0%
0
Providers

The providers companies in Saudi Arabia name most

Payments
3
3
2
2
2
Hala POS
1
Accounts / BaaS
2
2
STC Bank
1
Tweeq
1
Tweeq International Information Technology
1
neoleap
1
Card issuing
issuance in-house under STC Bank license
1
Hala
1
1
Lending / BNPL
Raqamyah
1
Comfi
1
Maalem Finance
1
FlapKap
1
Insurance
Banque Saudi Fransi
1
Open banking & data APIs
2
1
1
Fintech Galaxy
1
FX / payouts
2
2
2
SARIE
1
1
Sponsor banks
Riyad Bank
1
STC Bank
1
Banque Misr
1
Saudi Central Bank
1
Bank Albilad
1
Al Rajhi Bank
1
Licences issued in Saudi Arabia

32 companies hold at least one; a company can hold several kinds.

Bank / credit institution
9
E-money institution
4
Payment institution
3
Accounting systems they connect to

Companies that list a connector for the system.

Shopify
3
Xero
3
Magento
2
NetSuite
2
Salla
2
Stripe
2
WooCommerce
2
Who they are
Fintech
25
Infrastructure
5
Vertical SaaS
5
Bank
4
Horizontal SaaS
2
Marketplace
1
Companies

Companies headquartered in Saudi Arabia

Al Rajhi CapitalAlbiladAlrajhi BankBanque Saudi FransiD360 BankEnjazFoodicsGeideaHalaHala UAEHyperPayJeelJisrLean TechnologiesLendoLoopMadaMeemMoyasarMoznPayTabsQoyodRaqamyahSabbstc bank (STC Pay)STC PaySulfahTabbyTamaraTweequrpayWafeqZid
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