Mypos
“Can a European SMB payments platform — built on licensed EMI infrastructure and instant settlement — become the all-in-one financial OS for small merchants across 35+ countries?”
Founded in 2014 as a card payment acceptance platform for European SMEs, myPOS built a vertically integrated fintech stack that includes e-money accounts with IBANs, instant settlement, and a business card. Over time the company expanded beyond pure acquiring into a broader SMB financial platform — adding multi-currency accounts, card issuing, and open banking APIs. The most recent strategic thrust is embedded financing: first via Liberis (2024) and then YouLend (2025), both revenue-based financing integrations that leverage myPOS transaction data to offer working capital to merchants without requiring separate applications.