← Embedded Finance Index 2026/Vendor

Wise Platform

Provider
FX / PayoutsSpend / APUnified FXPSPBaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 58 companies across 6 categories.

wiseplatform.comOpen Banking Tracker profile ↗
CategoriesFX / Payouts, Spend / AP, Unified FX, PSP, BaaS, Card Issuing
Rank#4 of 160 in FX / Payouts
Buyers58 companies
OwnerWise
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Ownership
Part of Wise.
Who uses Wise Platform
58 companies disclose Wise Platform in their stack
ASOSAllica BankWiseWebexpensesGotradeNubankAmazonGustoAgodaEmburseDeelMorgan Stanley+46 more
Buyer mix · 58 of 58 classified
Fintech / Neobank · 9Bank / National · 8Fintech / SMB banking · 8Horizontal SaaS / Spend Management · 5Fintech / Cross-border payments · 3Fintech / Investment · 3Infrastructure / BaaS · 3Infrastructure / Core Banking · 3
EU · 16APAC · 13US · 13UK · 11LATAM · 2Canada · 2
What the disclosures say
ASOS
The fx_payouts evidence category returned a Wise Platform page from sandbox.transferwise.tech.
Allica Bank
Cross-border payments are provided via Wise Platform.
Wise
Wise Platform Card Issuance API documented at docs.wise.com/guides/product/issue-cards enables partners to issue physical and virtual Wise Multi-Currency Account-linked cards.
Webexpenses
Webexpenses is an expense management SaaS; employee reimbursements flow via Wise Platform (classified under fx_payouts) and card transactions via Adyen (classified under banking_accounts).
Gotrade
Gotrade is a fractional share trading app; user funding is via international transfer (Wise Platform) rather than card acquiring.
Nubank
wise.com/gb/blog/wise-platform-teams-up-with-nubank and finovate.com article confirm Wise Platform powers Nubank Ultravioleta global multi-currency account and international debit card (USD/EUR holdings, spend in 200+ countries).
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Wise Platform? Claim this profile above to unlock your own full list.
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Alternatives to Wise Platform

Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Currencycloud77 buyersAirwallex68 buyersNium65 buyersStripe47 buyersConvera32 buyersVisa Direct24 buyersAdyen21 buyersPayoneer17 buyers
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Ranked #4 of 160 in FX / Payouts — Embedded Finance Index 2026
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