“Can a neobank that started as a multi-currency travel card become the world's first truly global financial super app — replacing retail banking, investment, insurance, and crypto infrastructure for 100M+ customers across every major market?”
Founded in 2015 as a prepaid multi-currency travel card, Revolut rapidly evolved into a full-service neobank by layering in crypto, stock trading, insurance, and business accounts. After years operating under an e-money institution licence in the EU and a UK EMI licence, Revolut obtained a full UK banking licence in 2024, transitioning from a tech-led payments app to a regulated bank. The company's current strategy is to become the world's first truly global financial super app, offering retail banking, SME banking, investment services, insurance, and crypto under one platform across 100+ countries.