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Takepayments

“Can a UK SMB card-acquiring reseller expand ARPU by layering merchant cash advances and online payment solutions on top of its terminal estate?”

Founded1995
HQStockport, United Kingdom
IndustryFintech / SMB banking
The story

Founded in 1995 as a UK card-machine reseller targeting SMBs, takepayments built its business around distributing card terminals and merchant accounts through acquirers such as Elavon and EVO Payments. The company broadened into online payments (payment gateway powered by Cashflows) and launched Advance+, a merchant cash advance product introduced in partnership with YouLend, embedding working-capital finance alongside its core acquiring. Following the Global Payments acquisition of Worldpay, takepayments was folded into the Global Payments family, with its online-payments page actively cross-selling Worldpay Ecommerce.

Last 12 months
2024-01
Product timeline
1995
takepayments Limited incorporated in England and Wales (company number 3102137).· pivot
2015
FCA authorisation granted (FRN 663112) for consumer hire (terminal rental to sole traders and small partnerships).· banking
2024
Became part of the Global Payments, Inc. family alongside Worldpay, creating a combined card-acquiring proposition for UK SMBs.· acquisition
Regulated entities
FCA Authorised (Consumer Hire / Payment Services)
UK FCA · 2015
takepayments Limited
The stack
Payments / PSP
ElavonEVO PaymentsCashflowsWorldpay
Lending
YouLendAdvance+
Accounting gap: significant