“Can stablecoin-native payment infrastructure replace correspondent banking rails for cross-border money movement at global scale?”
Founded in 2020, Noah was built from the ground up as stablecoin-native payments infrastructure — not a traditional payments company bolting on crypto. Led by former Adyen and Visa executives, Noah positions itself as the API backbone for the stablecoin revolution, enabling businesses to collect fiat via virtual accounts (ACH, SEPA, SWIFT) and programmatically pay out to 30+ fiat currencies through local rails. The $22M seed in June 2025 signals a clear move to dominate compliance-first global payment flows using stablecoins as settlement layer.
Noah processes payments through Noah Payin (self-operated) and Noah Payout (self-operated). Disclosed money-movement rails: ACH, Fedwire, SWIFT, SEPA and Pix.
Noah uses Sumsub for KYC and identity verification.
Noah uses Noah Payout (self-operated) for FX and cross-border payouts.
Noah's crypto products run on Noah (self-operated).
The Embedded Finance Index 2026 maps 5 layers in Noah's stack: Payments / PSP (Noah Payin (self-operated) and Noah Payout (self-operated)); Money movement (ACH, Fedwire, SWIFT, SEPA and 1 other); KYC (Sumsub); FX & payouts (Noah Payout (self-operated)); Crypto (Noah (self-operated)).
Noah was founded by Thijn Lamers (President) and Shah Ramezani (CEO) and is founded in 2020, headquartered in London, UK.
Noah has raised $22M in total (latest round: Seed, June 2025).
Get a read on where your own stack stands against Noah and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.