← Embedded Finance Index 2026

Noah

Can stablecoin-native payment infrastructure replace correspondent banking rails for cross-border money movement at global scale?

Founded2020
HQLondon, UK
FoundersThijn Lamers (President), Shah Ramezani (CEO)
Total raised$22M
Latest roundSeed, June 2025
IndustryFintech / Cross-border payments
The story

Founded in 2020, Noah was built from the ground up as stablecoin-native payments infrastructure — not a traditional payments company bolting on crypto. Led by former Adyen and Visa executives, Noah positions itself as the API backbone for the stablecoin revolution, enabling businesses to collect fiat via virtual accounts (ACH, SEPA, SWIFT) and programmatically pay out to 30+ fiat currencies through local rails. The $22M seed in June 2025 signals a clear move to dominate compliance-first global payment flows using stablecoins as settlement layer.

Last 12 months
2025-06
2026-02
2026-04
Product timeline
2020
Noah founded in the UK by Thijn Lamers (ex-Adyen EVP Global Sales) and Shah Ramezani (ex-UBS analyst) as stablecoin-native payment infrastructure.· pivot
2025
Raised $22M seed round led by LocalGlobe to build stablecoin payment infrastructure APIs (Payin, Payout, Orchestrate) covering 60+ countries.· banking
2026
Partnered with Sumsub to deliver reusable KYC and automated verification for Noah-powered platforms across jurisdictions.· banking
2026
Published case study with Jupiter/Solana showcasing sovereign payroll use case — stablecoin-settled payroll for freelancers via virtual accounts with ACH, SEPA, FPS, SWIFT collection and M-Pesa, PIX, SPEI payout rails.· banking
The stack
5 layers disclosed in Noah’s embedded-finance stack
Payments / PSP
Noah Payin (self-operated)Noah Payout (self-operated)
Money movement
in the full report
KYC
in the full report
FX & payouts
in the full report
Crypto
in the full report
Accounting gap: none
8 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.