← Embedded Finance Index 2026

Kerridge Commercial Systems

“Can a vertical ERP vendor for distributors, merchants and aftermarket businesses become the operating and financial system of record — turning payments, credit and field service into embedded revenue streams?”

Founded1979
HQUnited Kingdom
IndustryVertical SaaS / Wholesale Distribution
The story

Kerridge Commercial Systems (KCS) is a 45-year-old UK-headquartered vertical ERP vendor for wholesale distribution, automotive aftermarket, rental, field service, manufacturing and retail. In July 2024 KCS acquired Klipboard to add field service management, and subsequently rebranded the entire group under the Klipboard name. In February 2026 the company launched Klipboard Money, moving beyond pure ERP into embedded payments — its first substantive embedded-finance play, competing with standalone card acquirers by integrating settlement and reconciliation into its ERP platforms.

Last 12 months
2024-07
2026-02
Product timeline
2024
Acquired Klipboard, a field service management software provider· acquisition
2025
Rebranded as Klipboard following consolidation of KCS + Klipboard brands· pivot
2026
Launched Klipboard Money, an integrated payments solution embedded in its ERP workflows· banking
Acquisitions
Klipboard2024
UK-based cloud field service management platform; adopted as the group's overarching brand post-acquisition
The stack
2 layers disclosed in Kerridge Commercial Systems’s embedded-finance stack
Payments / PSP
Clover ConnectPaymentsenseKlipboard Money (self-operated)
Lending
in the full report
Accounting gap: none
2 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.