“Can a vertical ERP vendor for distributors, merchants and aftermarket businesses become the operating and financial system of record — turning payments, credit and field service into embedded revenue streams?”
Kerridge Commercial Systems (KCS) is a 45-year-old UK-headquartered vertical ERP vendor for wholesale distribution, automotive aftermarket, rental, field service, manufacturing and retail. In July 2024 KCS acquired Klipboard to add field service management, and subsequently rebranded the entire group under the Klipboard name. In February 2026 the company launched Klipboard Money, moving beyond pure ERP into embedded payments — its first substantive embedded-finance play, competing with standalone card acquirers by integrating settlement and reconciliation into its ERP platforms.
Kerridge Commercial Systems processes payments through Clover Connect, Paymentsense and Klipboard Money (self-operated).
Kerridge Commercial Systems's lending and capital products are provided by Revolving Credit (self-operated).
The Embedded Finance Index 2026 maps 3 layers in Kerridge Commercial Systems's stack: Payments / PSP (Clover Connect, Paymentsense and Klipboard Money (self-operated)); Lending (Revolving Credit (self-operated) and Revolving Credit module (retail customer credit management)); Tax (Avalara).
Kerridge Commercial Systems is founded in 1979 and headquartered in United Kingdom.
Kerridge Commercial Systems's acquisitions include Klipboard (2024).
Get a read on where your own stack stands against Kerridge Commercial Systems and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.