“Can a compliance-first, multi-currency payments and crypto-settlement platform capture the global 'high-risk' business banking market that traditional banks refuse to serve?”
Founded in 2017 as a crypto OTC desk for high-risk and institutional clients, ONE.io pivoted in 2019–2020 to address its customers' banking and settlement pain points by acquiring an FCA PI license and building a proprietary global payments platform. The company then expanded from pure payments into a full-suite model combining multi-currency business accounts, spot FX, and crypto trading under a unified group brand. Its client base remains concentrated in sectors underserved by traditional banks — iGaming, VASPs, and digital asset businesses — where ONE.io positions itself as a high-service, compliance-first alternative.