ApideckTape
← Embedded Finance Index 2026/Vendor

Worldpay

Provider
PSPTokenization

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 89 companies across 2 categories.

worldpay.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Tokenization
Rank#5 of 537 in PSP
Buyers89 companies
HeadquartersCincinnati, Ohio, USA (international HQ: London, UK)
Founded1971
OwnerFIS (spun out 2024) (2019)
TickerNYSE:WP
Market cap~$16B
IPO2023

Claim this profile. Work at Worldpay? Verify your work email to unlock the full buyer list.

Founders & story · from Worldpay’s own dossier

Worldpay's lineage runs through four corporate identities (Midwest Payment Systems → Fifth Third Processing → Vantiv → Worldpay) and three ownership changes in seven years (FIS 2019, GTCR 2024, Global Payments 2026). The strategic pivot of the current era is the move from pure merchant acquiring into embedded finance infrastructure: the 2025 launch of the Embedded Finance Engine — built on the Payrix-acquired platform now branded Worldpay for Platforms — extends the company beyond payments-only into lending, banking accounts, and card issuing delivered through software-platform partners.

Latest round: Acquired by Global Payments, January 2026
Recent developments
  • 2025-09Worldpay launches Embedded Finance Engine with embedded lending, banking, and card issuing for Worldpay for Platforms partners source ↗
  • 2025-04GTCR sells Worldpay to Global Payments for $24.25B source ↗
  • 2026-01Global Payments completes acquisition of Worldpay source ↗
  • 2025-11Worldpay partners with Trulioo on Know Your Agent (KYA) framework for agentic AI commerce source ↗
Full dossier: Worldpay’s own stack, layer by layer →
Ownership
Subsidiary of FIS (spun out 2024) in 2019.
In the press
embeddedfinancereview.com ↗
Coverage of Worldpay sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2025-12-08
ClubManager expands UK presence with Worldpay embedded payments
Australian gym software provider ClubManager expands to UK with Worldpay embedded payments. A look at the fitness vertical SaaS playbook.
Source · Embedded Finance Review ↗
◇ article2025-10-07
Worldpay vs. Stripe & Adyen: Can they catch up in embedded finance?
Worldpay launches embedded finance with Unit to challenge Stripe and Adyen. Plus Reverb's marketplace wallet strategy with Ansa. Deep dive analysis.
Source · Embedded Finance Review ↗
Who uses Worldpay
89 companies disclose Worldpay in their stack
Lightspeed DMSEastWest BankWorkWaveAntomKashflowMarketSharp SoftwareCardpayment ServicesPinnacle PaymentsLabel PaymentsEyefinityE.ONSpreedly+77 more
Buyer mix · 89 of 89 classified
Infrastructure / Payments · 18Bank / National · 7Horizontal SaaS / Accounting · 3Vertical SaaS / Healthcare · 3Vertical SaaS / Veterinary · 3Fintech / Cross-border payments · 2Fintech / Crypto · 2Fintech / Lending · 2
US · 49UK · 18EU · 13APAC · 3MENA · 1LATAM · 1
What the disclosures say
Lightspeed DMS
“Credit Card Processing page: 'Lightspeed has joined forces with Worldpay to offer an integrated credit card solution'.”
EastWest Bank
“FinTech Futures LinkedIn post (Oct 2025): 'East West Bank in the US has entered into a new partnership deal with Worldpay.”
WorkWave
“Terms & Conditions page names WorkWave Payments Sub-Merchant Agreement and 'Merchant Services Agreement with Worldpay, LLC and Member Bank' — indicating Worldpay is the underlying acquirer for WorkWave Payments.”
Kashflow
“Kashflow.com hosts a dedicated Worldpay app integration page (kashflow.com/apps/worldpay/) describing Worldpay as a card payment integration for KashFlow customers.”
MarketSharp Software
“Same page: 'Credit Card Payments: Worldpay iQ Payment Processing... a robust, easy-to-use, self-service reporting tool to access your payment processing data.' marketsharp.com/contractor-payments describes embedded MarketSharp Payments.”
Cardpayment Services
“Powered by First Data', 'TRANSAX is our easy to use Virtual Terminal'; LinkedIn: 'We represent leading Payment Processing Platforms including TSYS, First Data and Worldpay'”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Worldpay? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Worldpay’s disclosed buyers are headquartered. Represent Worldpay? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What Worldpay runs on · from its own dossier
The third-party providers Worldpay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Worldpay.
PSP
Payrix
Ledger
unknown
Full dossier with evidence for each layer →
Alternatives to Worldpay

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe777 buyers →Adyen278 buyers →PayPal152 buyers →Checkout.com113 buyers →mollie62 buyers →Braintree56 buyers →checkout56 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Worldpay’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #5 of 537 in PSP — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/worldpay?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/worldpay.svg"
       alt="Ranked #5 of 537 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/worldpay/install" width="1" height="1" alt="" style="display:none">

Worldpay — frequently asked

Which companies use Worldpay?

89 companies disclose Worldpay in their stack in the Embedded Finance Index 2026, including Lightspeed DMS, EastWest Bank, WorkWave, Antom, Kashflow, MarketSharp Software, Cardpayment Services, Pinnacle Payments, Label Payments, Eyefinity and 2 others.

What does Worldpay do?

Worldpay is an embedded-finance provider in PSP and Tokenization. It ranks #5 of 537 PSP providers by disclosed buyers.

Who owns Worldpay?

Worldpay is a subsidiary of FIS (spun out 2024).

Is Worldpay publicly traded?

Yes. Worldpay trades as NYSE:WP, listed since 2023.

What are the alternatives to Worldpay?

The most-disclosed PSP alternatives to Worldpay are Stripe (777 buyers), Adyen (278 buyers), PayPal (152 buyers), Checkout.com (113 buyers), mollie (62 buyers) and Braintree (56 buyers).

Where is Worldpay headquartered?

Worldpay is founded in 1971 and headquartered in Cincinnati, Ohio, USA (international HQ: London, UK).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Worldpay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Worldpay and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.