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← Embedded Finance Index 2026/Countries/Canada

🇨🇦 Embedded finance in Canada

View 184 companies on the map →

184 companies headquartered in Canada are in the Embedded Finance Index. This page counts which embedded-finance layers they run, which providers they name and which licences they hold.

184
Companies analyzed
147 (80%)
Name at least one embedded-finance provider
40
Hold a licence issued in Canada
33
Significant or critical accounting-integration gap
Layer adoption

Which embedded-finance layers companies in Canada run

Companies that name at least one provider for the layer on a sourced page, out of 184.

Payments (PSP) · 56%
103
Accounts / BaaS · 28%
51
Lending / BNPL · 25%
46
FX / payouts · 24%
45
Open banking / data APIs · 15%
28
Card issuing · 15%
27
KYC / fraud · 12%
22
Payroll · 6%
11
Insurance · 4%
7
Crypto / stablecoin · 3%
5
Providers

The providers companies in Canada name most

Payments
35
13
6
5
3
3
Accounts / BaaS
5
3
3
2
2
2
Card issuing
4
1
KOHO Financial
1
1
TD Bank
1
Neo Financial
1
Lending / BNPL
7
6
6
2
2
2
Insurance
Royal & Sun Alliance Insurance Company of Canada
1
BizInsure
1
1
1
TD Home and Auto Insurance Company
1
TD Life Insurance Company
1
Open banking & data APIs
12
4
4
2
2
1
KYC
4
2
2
2
Interac verification service
1
ONLINE Information Services
1
FX / payouts
8
6
4
3
3
2
Sponsor banks
4
2
2
2
2
1
Licences issued in Canada

40 companies hold at least one; a company can hold several kinds.

Bank / credit institution
14
Insurance
1
Investment firm / crypto
1
Accounting systems they connect to

Companies that list a connector for the system.

Xero
32
QuickBooks
28
QuickBooks Online
26
NetSuite
15
Sage Intacct
7
Workday
6
Sage
5
SAP
5
Acumatica
4
Microsoft Dynamics 365 Business Central
4
QuickBooks Desktop
4
Zapier
4
Who they are
Vertical SaaS
81
Fintech
45
Infrastructure
26
Bank
12
Horizontal SaaS
10
E-commerce
5
Marketplace
4
QSR
1
Companies

Companies headquartered in Canada

7shiftsAchieversAfrichangeAmiliaAsapp BankingAssetAtb FinancialAutohostAutoLeapBanpayBanxaBerkeley PaymentsBilldrBmoBold CommerceBolsterBook4TimeBorderless AIBorrowellBoundless AIBrimBrim FinancialCarta WorldwideCashcoCibcClarity Global IncClearly PaymentsClioComposerConnect&GOCreditfreshCurve DentalDescartes ShipRushDnd FinanceDream PaymentsDurableElement Fleet ManagementEQ BankEvent TempleFigmentFinqubFISPANFlinksFloatFreshBooksGeotabGivewise Donor ManagementGivexGlobal Summers AcademyHaletaleHank PaymentsHelcimHiMama (Lillio)HopperIbanlyINTEGRIMIntellitixInternational Payment SolutionsJaneJane AppJobberJonas Club SoftwareJonas ConstructionKaching CRMKeepKOHOLeapAPLemfiLendfulLibro Credit UnionlifelinkLightspeedLillioLMNMapleMDGMogoMonerisNational Bank of CanadaNeo FinancialNomadNuveiOrka VenturesOtt PayPartnerStackPayByPhonePayfactoPayfarePaymytuitionPayopPayPro GlobalPeoples Trust CompanyPIRELPivotPixiesetPlexflow Property ManagementPresidents Choice FinancialPropel HoldingsProtractor SoftwareQuestrade Financial GroupsQuoteMachineRBCRBC Investor ServicesRelayRelayfiRemitBeeRoserocketSalt EdgeScore Media and GamingScotiabankShakepayShift ConnectShopifyShopify BalanceShopify CapitalShopify FinanceShopify PlugShoplazzaShopThingShowpassSkipthedishesSparrow Property ManagementSprout StudioSpryPointSurecompSweptSynergy Credit UnionSyngrafiiTangerineTD BankTD Bank GroupThinkificTim HortonsTimecountTPS SoftwareTrolleyTruliooVena SolutionsVennVezgoVisa CanadaVonigoVopayWave AppsWealthicaWealthsimpleWellnessLivingWildApricotWSPXtmYariexZafinZayZoonZum Rails
Other countries
🇺🇸 United States · 2472🇬🇧 United Kingdom · 634🇧🇷 Brazil · 344🇳🇬 Nigeria · 259🇩🇪 Germany · 207🇫🇷 France · 177🇮🇳 India · 162🇦🇺 Australia · 127🇳🇱 Netherlands · 121🇦🇪 United Arab Emirates · 95🇸🇬 Singapore · 93🇸🇪 Sweden · 73🇧🇪 Belgium · 61🇲🇽 Mexico · 61🇪🇸 Spain · 60🇿🇦 South Africa · 59🇨🇭 Switzerland · 55🇮🇪 Ireland · 45🇩🇰 Denmark · 44🇸🇦 Saudi Arabia · 42🇮🇹 Italy · 40🇫🇮 Finland · 37🇪🇬 Egypt · 35🇭🇰 Hong Kong · 33🇮🇱 Israel · 33🇰🇪 Kenya · 32🇳🇴 Norway · 28🇦🇷 Argentina · 27🇨🇴 Colombia · 25🇱🇹 Lithuania · 25🇵🇱 Poland · 24🇨🇱 Chile · 23🇮🇩 Indonesia · 23🇯🇵 Japan · 23🇦🇹 Austria · 22🇪🇪 Estonia · 21🇵🇦 Panama · 20