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Algbra Labs

Can a single API-driven FaaS platform become the go-to infrastructure layer for launching regulated digital banks and financial products globally, particularly in ethical and Islamic finance segments?

HQLondon, United Kingdom
Total raised$16.4M
IndustryInfrastructure / BaaS
The story

Algbra Labs emerged from Algbra Group, an ethical fintech platform regulated by the FCA in the UK, and pivoted to a B2B Fintech-as-a-Service (FaaS) model. Rather than competing as a consumer bank, the company repositioned as infrastructure — offering a one-stop shop for building, launching, and operating digital financial platforms including core banking, card issuing, payments, and compliance layers. Its client roster spans challenger banks, Islamic finance players, and global banking ventures, positioning it as an embedded banking platform vendor rather than a direct-to-consumer product.

Last 12 months
2025-08
2025-05
Product timeline
2024
Algbra Labs launched its Fintech-as-a-Service (FaaS) platform, onboarding SC Ventures (Standard Chartered) as its first major client for the Shoal sustainable savings platform.· banking
2025
Gatehouse Bank partnered with Algbra Labs to drive Shariah-compliant digital innovation for UK and overseas resident customers.· banking
2025
Algbra Labs announced a strategic channel partnership with ClearBank to integrate agency banking, faster payments, and virtual accounts into its FaaS platform.· banking
2025
İşbank partnered with Algbra Labs to power its launch and expansion into the UK digital banking space.· banking
The stack
Banking / BaaS
ClearBank
Card issuing
Algbra Labs (self-operated, BIN sponsorship, Mastercard and Visa)
Sponsor bank
ClearBank
Accounting gap: none