“Can a UK FCA-registered crypto infrastructure platform become the go-to regulated rails for institutions launching digital asset services in the UK?”
Zumo started as a consumer crypto wallet app for the UK market, offering custodian and non-custodian digital wallets alongside a GBP e-money account powered by Modulr. It has since pivoted into a B2B 'digital assets as a service' platform, positioning itself as the regulated infrastructure layer for UK crypto market access. Its 'Crypto Access' product targets institutional clients — crypto firms, wealth managers, and fintechs — providing custody, trading execution, fiat connectivity, AML workflows, and FCA-aligned onboarding as a white-label service. The company is now preparing to transition from FCA cryptoasset registration to full UK authorisation ahead of the 2027 regulatory deadline.